Rick Roby, President and CEO of Columbia Commercial Bancorp (CLBC), Interviews with The Wall Street Transcript

67 WALL STREET, New York - March 1, 2013 - The Wall Street Transcript has just published its Pacific and Southwest Banks Report offering a timely review of the sector to serious investors and industry executives. This special feature contains expert industry commentary through in-depth interviews with public company CEOs and Equity Analysts. The full issue is available by calling (212) 952-7433 or via The Wall Street Transcript Online.

Topics covered: Heightened M&A Activity - Regulatory Obstacles and Fee Income Replacement - Interest Rates and Loan-Growth Strategies - Pockets of Growth in Western Banking - Regulatory Outlook Gains Clarity

Companies include: Columbia Commercial Bancorp (CLBC) and many more.

In the following excerpt from the Pacific and Southwest Banks Report, the President and CEO of Columbia Commercial Bancorp (CLBC) discusses company strategy and the outlook for this vital industry.

TWST: Let's begin with a quick introduction to Columbia Commercial Bancorp. Give us a picture of what you are doing now, recent history, and those sorts of things.

Mr. Roby: Columbia Community Bank has four office locations located in Washington County, Oregon, and is headquartered in Hillsboro, Oregon. Washington County is located west of Portland and is the home of several high-tech companies and is known as the Silicon Forest. Intel is currently expanding and building a couple of multibillion facilities in Hillsboro.

The bank itself of course doesn't do business with the large high-techs, but high-tech does drive a lot of the business in our market area. Currently Columbia Community Bank has about $325 million in total assets.

TWST: What do you see changing in terms of the economic climate in your part of the country?

Mr. Roby: I think in our particular area in Washington County, again it's high-tech. Intel is presently putting about $6 billion in the ground with a couple of R&D/manufacturing facilities, which drives a lot of construction jobs and small business support for that kind of expansion.

The unemployment level is lower than most places in the country. We like to refer to the Washington County area as the economic engine of Oregon, although residents of Portland might disagree with that.

TWST: You reported earnings last month for 2012. How strong financially is the bank at this point? Are the areas there that you're attending to, as you review assets, capital and the interest rate environment, among others - what items are you focused on for improvement?

For more of this interview and many others visit the Wall Street Transcript - a unique service for investors and industry researchers - providing fresh commentary and insight through verbatim interviews with CEOs, portfolio managers and research analysts. This special issue is available by calling (212) 952-7433 or via The Wall Street Transcript Online.