CLIFTON, N.J., Sept. 24, 2020 /PRNewswire/ -- In most cases, when you are in an auto accident, it is either your insurance company or the insurance company of the responsible party that covers your costs. However, according to the attorneys at Silverman & Roedel, LLC, things can get complicated if one, or both, drivers are uninsured.
Every state in the United States requires insurance of some form to operate a motor vehicle. This means that both parties may be subject to legal consequences and fines if they are involved in a car accident with no auto insurance.
Things can get complicated when one, or both, drivers are injured and neither is insured. In most cases, it will come down to who is at fault for the accident. This might include:
Driving under the influence
Failure to follow local laws and road signs
If one of the drivers is found to be negligent, then they may be personally liable for the damages they caused. Sometimes, the uninsured driver who is clearly at fault might attempt to offer the other driver cash in hopes of making the case go away.
This is never a good idea. Injuries suffered from a motor vehicle accident can be extensive and expensive. If you fail to document your injuries, then you will be unable to collect any compensation for complications that arise from the injury later on.
Additionally, if an uninsured driver caused extensive property damage, you could be left paying for the repairs out of pocket. If you have an auto loan on the vehicle, it is even possible that you will end up paying on a vehicle that you cannot drive.
Important Steps to Take After an Uninsured Auto Accident
If you are involved in an uninsured auto accident, whether you or the other driver is uninsured, you will want to take the following steps:
Consult with a personal injury lawyer: Auto accidents that involve uninsured drivers can get complicated. It is important to consult with a lawyer that is familiar with the local laws.
Seek medical care: It doesn't matter if the other driver is uninsured, it is still important to document any injuries. However, in order to collect compensation, you will need to demonstrate an actual injury occurred. Additionally, one or both health insurance policies may cover bodily injuries.
Collect all documents: It is necessary to identify liability in an uninsured auto accident case. It can be helpful to your case
to begin collecting documents like medical records, police report, and witness statements.
About Silverman & Roedel, LLC
Located in Clifton, NJ, Silverman & Roedel, LLC has represented clients in the fields of personal injury, automobile accidents, medical malpractice, social security disability, bankruptcy, and beyond. With over 37 years legal experience, they are dedicated and committed to their clients and seek to achieve the best possible result in each and every case.
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