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Triumph Financial Full Year 2022 Earnings: Revenues Beat Expectations, EPS In Line

Simply Wall St
·1 min read

Triumph Financial (NASDAQ:TFIN) Full Year 2022 Results

Key Financial Results

  • Revenue: US$477.6m (up 10% from FY 2021).

  • Net income: US$99.1m (down 9.7% from FY 2021).

  • Profit margin: 21% (down from 25% in FY 2021). The decrease in margin was driven by higher expenses.

  • EPS: US$4.06 (down from US$4.44 in FY 2021).

TFIN Banking Performance Indicators

  • Net interest margin (NIM): 7.82% (up from 6.72% in FY 2021).

  • Cost-to-income ratio: 70.3% (up from 67.2% in FY 2021).

earnings-and-revenue-growth
earnings-and-revenue-growth

All figures shown in the chart above are for the trailing 12 month (TTM) period

Triumph Financial Revenues Beat Expectations

Revenue exceeded analyst estimates by 7.0%. Earnings per share (EPS) was mostly in line with analyst estimates.

Looking ahead, revenue is forecast to grow 3.4% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's shares are up 4.2% from a week ago.

Risk Analysis

It's still necessary to consider the ever-present spectre of investment risk. We've identified 1 warning sign with Triumph Financial, and understanding this should be part of your investment process.

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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