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Umpqua Holdings Corp (UMPQ) Files 10-K for the Fiscal Year Ended on December 31, 2017

- By insider

Umpqua Holdings Corp (UMPQ) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. Umpqua Holdings Corp is the holding company of Umpqua Bank. It provides community banking services involving banking, wealth management, mortgage, and other financial services in the United States. Umpqua Holdings Corp has a market cap of $4.84 billion; its shares were traded at around $21.98 with a P/E ratio of 19.40 and P/S ratio of 4.17. The dividend yield of Umpqua Holdings Corp stocks is 3.09%. Umpqua Holdings Corp had annual average EBITDA growth of 9.80% over the past five years.


For the last quarter Umpqua Holdings Corp reported a revenue of $292.7 million, compared with the revenue of $306.4 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $1.1 billion, a decrease of 0.5% from the previous year. For the last five years Umpqua Holdings Corp had an average revenue growth rate of 19.4% a year.

The reported diluted earnings per share was $1.12 for the year, an increase of 6.7% from previous year. Over the last five years Umpqua Holdings Corp had an EPS growth rate of 5.6% a year. The Umpqua Holdings Corp had a decent operating margin of 30.17%, compared with the operating margin of 31.95% a year before. The 10-year historical median operating margin of Umpqua Holdings Corp is 25.61%. The profitability rank of the company is 5 (out of 10).

At the end of the fiscal year, Umpqua Holdings Corp has the cash and cash equivalents of $634.3 million, compared with $1.4 billion in the previous year. The long term debt was $1.2 billion, compared with $1.2 billion in the previous year. The interest coverage to the debt is 4.4. Umpqua Holdings Corp has a financial strength rank of 4 (out of 10).

At the current stock price of $21.98, Umpqua Holdings Corp is traded at 46.2% premium to its historical median P/S valuation band of $15.03. The P/S ratio of the stock is 4.17, while the historical median P/S ratio is 2.88. The stock gained 18.33% during the past 12 months.

CFO Recent Trades:

  • EVP/CFO Ron L Farnsworth sold 5,795 shares of UMPQ stock on 02/01/2018 at the average price of $21.45. The price of the stock has increased by 2.47% since.

For the complete 20-year historical financial data of UMPQ, click here.

This article first appeared on GuruFocus.