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United Bankshares Inc (UBSI) Files 10-K for the Fiscal Year Ended on December 31, 2017

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United Bankshares Inc (UBSI) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. United Bankshares Inc is a bank holding company. It offers commercial, retail and community banking services and products. United Bankshares Inc has a market cap of $3.73 billion; its shares were traded at around $35.50 with a P/E ratio of 22.75 and P/S ratio of 5.23. The dividend yield of United Bankshares Inc stocks is 3.74%. United Bankshares Inc had annual average EBITDA growth of 4.40% over the past five years.


For the last quarter United Bankshares Inc reported a revenue of $187.6 million, compared with the revenue of $129.9 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $680.6 million, an increase of 37.4% from last year. For the last five years United Bankshares Inc had an average revenue growth rate of 14% a year.

The reported diluted earnings per share was $1.54 for the year, a decline of 22.6% from the previous year. Over the last five years United Bankshares Inc had an EPS growth rate of 0.5% a year. The United Bankshares Inc had a decent operating margin of 41.85%, compared with the operating margin of 44.95% a year before. The 10-year historical median operating margin of United Bankshares Inc is 37.94%. The profitability rank of the company is 4 (out of 10).

At the end of the fiscal year, United Bankshares Inc has the cash and cash equivalents of $1.7 billion, compared with $1.4 billion in the previous year. The long term debt was $1.4 billion, compared with $1.1 billion in the previous year. The interest coverage to the debt is 3.8. United Bankshares Inc has a financial strength rank of 4 (out of 10).

At the current stock price of $35.50, United Bankshares Inc is traded at 20.1% premium to its historical median P/S valuation band of $29.56. The P/S ratio of the stock is 5.23, while the historical median P/S ratio is 4.34. The stock lost 17.7% during the past 12 months.

Directors and Officers Recent Trades:

  • Director Peter A Converse sold 69,020 shares of UBSI stock on 02/16/2018 at the average price of $37.03. The price of the stock has decreased by 4.13% since.
  • Director Michael P Fitzgerald sold 27,000 shares of UBSI stock on 02/02/2018 at the average price of $37.05. The price of the stock has decreased by 4.18% since.

For the complete 20-year historical financial data of UBSI, click here.

This article first appeared on GuruFocus.