U.S. Markets open in 1 hr 15 mins

United Security Bancshares (UBFO) Files 10-K for the Fiscal Year Ended on December 31, 2018

- By insider

United Security Bancshares (UBFO) files its latest 10-K with SEC for the fiscal year ended on December 31, 2018. United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, and Kern Counties. United Security Bancshares has a market cap of $185.735 million; its shares were traded at around $10.96 with a P/E ratio of 13.19 and P/S ratio of 5.01. The dividend yield of United Security Bancshares stocks is 3.55%.


For the last quarter United Security Bancshares reported a revenue of $10.6 million, compared with the revenue of $9.12 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $38.4 million, an increase of 7.8% from last year. For the last five years United Security Bancshares had an average revenue growth rate of 8.3% a year.

The reported diluted earnings per share was 83 cents for the year, an increase of 62.7% from previous year. Over the last five years United Security Bancshares had an EPS growth rate of 12.8% a year. The profitability rank of the company is 3 (out of 10).

At the end of the fiscal year, United Security Bancshares has the cash and cash equivalents of $220.3 million, compared with $107.9 million in the previous year. The long term debt was $10.2 million, compared with $9.73 million in the previous year. United Security Bancshares has a financial strength rank of 5 (out of 10).

At the current stock price of $10.96, United Security Bancshares is traded at 83.3% premium to its historical median P/S valuation band of $5.98. The P/S ratio of the stock is 5.01, while the historical median P/S ratio is 2.74. The stock gained 11.27% during the past 12 months.

For the complete 20-year historical financial data of UBFO, click here.

This article first appeared on GuruFocus.