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Where will mortgage rates head next week?

Will rates go up, down or remain unchanged?

Panel Prediction
Up Down Unchanged
38% 0% 62%

This week (Jan. 23-29), 38 percent of the panelists believe mortgage rates will rise over the next week or so and 62 percent believe rates will remain relatively unchanged (plus or minus 2 basis points). No one thinks rates will fall.

Click on the three tabs above to read the comments and rate predictions of mortgage experts and Bankrate analysts.

About the Bankrate.com Rate Trend Index
Bankrate.com surveys experts in the mortgage field to see if they believe mortgage rates will rise, fall or remain relatively unchanged. The panel is comprised of mortgage bankers, mortgage brokers and other industry experts who provide residential first mortgages to consumers. Results from Bankrate.com's Mortgage Rate Trend Index will be released each Thursday.

How did bankrate predictions fare last week?
Date Up Down Unchanged
Jan. 16 38% 24% 38%
Results:4.56% -1 basis point

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