Century Next Financial Corporation operates as the holding company for the Century Next Bank that provides various banking services primarily to small and medium-sized businesses, professionals, and individuals in the United States. The company offers savings account products; checking accounts and services; personal, mortgage, reverse mortgage, construction, and business loans; home equity and business lines of credit; refinancing; and commercial, agriculture, and consumer loans, as well as loans secured by real estate. It also provides remote deposit capture services; cash management services, including employee payroll and electronic federal tax payment system, as well as consumer or business drafts or payment services; safe deposit boxes; online and mobile banking; fraud protection; gift and credit cards; and positive pay, merchant, night deposit, remote deposit capture, cashiers check, notary, and other services. It serves customers through its locations in Louisiana comprising banking offices in Ruston, Monroe, and West Monroe, as well as locations in Arkansas, including banking offices in Crossett and Hamburg. Century Next Financial Corporation was founded in 1905 and is headquartered in Ruston, Louisiana.