|Day's Range||18.20 - 18.24|
Since the EIA (U.S. Energy Information Administration) released its inventory data on July 10, US crude oil August futures have fallen 4.7%.
The booming demand for government debt demonstrates that while the S&P 500 reaches new highs, many individual investors remain cautious.
Surging inflows for the biggest S&P 500 ETFs show persistent bullish sentiment, but a leading strategist gets bearish.
By Ángel Pardo: Value investors are patient when they know what they’re doing, why they’re doing it and how long it will take for their investment to show a return Continue reading...
Amid earnings reports for 2Q 2019, investors should pay close attention to 5 big themes in management commentaries and conference calls that are likely to define the second half of 2019. The negative effects of lingering trade disputes and tariff wars should be a major concern for many companies.
Is the market rally justified? Corporate earnings are at the lowest level this year. We might be heading into an "earnings recession."
The US-China trade war has paused as the two countries restart trade talks, but the lack of a timeline is keeping companies on their toes.
China's National Bureau of Statistics said in a statement that its economy will continue facing "downward pressure" in the back half of the year, CNN reported. U.S. President Donald Trump wrote in a series of Tweets Monday morning that American tariffs on Chinese goods are "having a major effect" on China's economy. In the meantime, we are receiving Billions of Dollars in Tariffs from China, with possibly much more to come.
With the market at record highs and flashing consistent buy signals, we could see some give-back before stocks continue higher.
Gain a basic understanding of a government-sanctioned import tariff, what it is meant to accomplish and common reasons for implementation.
Studies by JPMorgan and Hamilton Lane suggest that investors should consider swapping their holdings of public stocks for private equity right now.
The Federal Reserve faces dilemmas as it decides by how big much it should cut interest rates at the end of this month (yes, it’s not a question of whether they will cut but by how much).
U.S. markets and stock ETFs pushed to new record highs Friday on rising optimism that the Federal Reserve will cut interest rates later this month. On Friday, the Invesco QQQ Trust (QQQ) increased 0.4%, SPDR Dow Jones Industrial Average ETF (DIA) gained 0.6% and SPDR S&P 500 ETF (SPY) rose 0.2% as the Dow Jones Industrial Average trade above 27,000 for the first time from the previous session and the S&P 500 hovered above 3000. The markets were reassured after Federal Reserve Chairman Jerome Powell all but guaranteed the central bank would cut interest rates as soon as later this month, the Wall Street Journal reports.
Consistent contributions to well-managed retirement accounts can lead to a financially secure future. Yet, as with all types of investments, a 401k requires management and oversight. From selecting assets to rebalancing your 401k, either you or a professional needs to ensure that the account includes the correct investments in the appropriate proportions for you.Source: ShutterstockDiscover the secrets to 401k management and find out whether you should hire a pro or DIY.InvestorPlace - Stock Market News, Stock Advice & Trading Tips Best Strategies for 401k ManagementWith a new job comes a paycheck and benefits package which typically includes a 401k retirement account. Just click the "sign up" link from your company portal and you'll be directed to a platform that guides your investment choices for your retirement account.More often than not, there is a morass of choices and information. You need to figure out your investment options, the fees and how much to contribute. Take heart -- help is available to navigate the treacherous 401k management waters. * 10 Best Dividend Stocks to Buy for the Rest of 2019 and Beyond Read on to learn about the various options for account set up and management for your 401k. Where to Get Retirement Account Help?The 401k plan administrator can help with basic account and investment questions. Schwab, Vanguard and Fidelity offer 401k management services and have well-oiled customer service departments. So do many other providers. Betterment for Business, a top robo-advisor, partners with firms to offer their digital investment platform to employees. It also offers personalized advice.If you want more in-depth planning guidance with your 401k and financial future, you might want to hire a financial planner for a review. Just make sure to check out their credentials with brokercheck at finra.org. Many fee-only financial planners offer this service for an hourly fee.If you have a 401k and want a check-up to see if you're on the right track, Blooom will analyze your 401k account for free and make recommendations. For a low fee, Blooom is a one-of-a-kind digital investment manager focused solely on 401k management, 403B, and TSP management.After a free login and account sync, Blooom provides feedback on your asset allocation mix, fees, diversification. Then Blooom shows how their management could improve your account, by suggesting lower fee funds from among the plan choices and adjusting your asset allocation. If you sign up to use Blooom's 401k management you'll pay a small monthly fee of roughly $10 per month, although there are discounts available for multiple accounts and annual payments. How to DIY Your Retirement Account Management?Like any other financial decision, whether to get help managing your 401k or doing it yourself depends on several factors. For those, experienced investors or those comfortable with handholding from the plan representative, you can probably manage your 401k on your own.Here's what you need to do to stay on top of your retirement account management.1\. Understand the plan fees and expenses. Ferreting out this information can be challenging. Fees and expenses go directly to the plan administrator or the investment fund management company.Your account statement and plan documents should list fees and expenses. The investment funds list the management fees. This is the amount that goes directly to the mutual or exchange-traded fund company. Realize that higher fee plans and funds will leave less of your money to invest in the financial markets.Your human resources representative can explain this information as well.2\. After getting a handle on fees, several times per year, review returns. To find out how your returns compare to the market, compare them with relevant unmanaged benchmark indexes. For example, a large cap stock fund return could be compared with the performance of the unmanaged S&P 500 index like the SPDR S&P 500 ETF Trust (NYSEARCA:SPY).When you signed up, you selected an asset allocation that was suitable for your age and risk tolerance. Every year or so, make sure that your account still matches your preferred asset allocation or mix of stock and bond funds. For example, if you want a 70% stock and 30% bond allocation, and by year end, stocks make up 80% of your investments and bonds 20%, you'll need to rebalance.Rebalancing involves buying and selling funds until the asset allocation percentages are in line with your preferences. Or, you can direct new contributions to the underperforming asset class. 401k Management Wrap upIf you're comfortable managing the investments, rebalancing and reviewing fees, then you can get by on your own or with guidance from the plan administrator. If you prefer to have your 401k managed by a professional, consider hiring Blooom or your own financial advisor to ensure that you're making the best retirement account decisions, for you.Barbara A. Friedberg, MBA, MS is a veteran portfolio manager, expert investor, and former university finance instructor. She is editor/author of Personal Finance; An Encyclopedia of Modern Money Management and two additional money books. She is CEO of Robo-Advisor Pros.com, a robo-advisor review and information website. Additionally, Friedberg is publisher of the well-regarded investment website Barbara Friedberg Personal Finance.com. Follow her on twitter @barbfriedberg and @roboadvisorpros. As of this writing, she does not hold a position in any of the aforementioned securities. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 10 Stocks to Buy for Less Than Book * 7 Marijuana Stocks With Critical Levels to Watch * The 10 Best Dividend Stocks to Buy for the Rest of 2019 and Beyond The post Secrets to 401k Management -- DIY or Hire a Pro? appeared first on InvestorPlace.
Late Thursday, Trump hurled three tweet bombs at cryptocurrencies, specifically naming Bitcoin and Facebook’s (FB) Libra.
Boeing (NYSE:BA) is scheduled to report its second-quarter results July 24 before the markets open. They're not going to be pretty with the consensus estimate calling for a 46% decline over the same time last year. How will Boeing stock react to the news? Only time will tell. It's possible that most of the damage has already been priced in. Year to date, BA stock is up 10.8% through July 9, with 22% of the gains coming from its $8.22 annualized dividend payout. By comparison, the SPDR S&P 500 ETF (NYSEARCA:SPY) has a total return of 20.0%, double the aircraft manufacturer's performance so far in 2019. InvestorPlace - Stock Market News, Stock Advice & Trading TipsBoeing stock hit an all-time high of $446.01 on March 11, the day after the crash of an Ethiopian Airlines Boeing 737 Max 8, Boeing stock closed 11% lower at $397.73, drifting as low as $332.49 in May before recovering. * 10 Best ETFs for 2019: The Race for 1 Intensifies Where it goes after earnings is anybody's guess. Long-term, I believe Boeing is an excellent stock to own because air travel is going to continue to increase in demand over the next 10-20 years as emerging markets grow their middle class. The question for investors is whether you should buy Boeing stock before its earnings announcement after they're announced, or never at all. Buy Boeing Stock Before EarningsAs I write this, Boeing stock is down 21% from its 52-week and the all-time high. Is that enough punishment for a company that's struggled in the aftermath of two disasters in less than a year. It's not so much that Boeing doesn't want to get to the bottom of what's wrong with its aircraft; it's that it could be structurally incapable of it. That's the scarier of the two alternatives. The first half delivery numbers suggest Airbus (OTCMKTS:EADSY) is taking full advantage of Boeing's woes, delivering 389 planes in the first six months of the year, 63% more aircraft than its biggest competitor. To make matters worse, June was Boeing's third consecutive month with no new 737 Max orders. The aircraft maker delivered a total of 24 737s in the second quarter, most, if not all, were the older 737 NG. That's down from 89 737s in the first quarter and 137 in the second quarter. Although it was able to announce a June order for 200 737 Max's by British Airways' parent, International Consolidated Airlines Group, it continues to see defections to Airbus. Most recently, Saudi-based flyadeal canceled a provisional order for 30 737 Max's, opting to buy Airbus' A320 instead. With the production of the 737 Max down to 42 from more than 200 per month, the backlog of 4,600 737s is beginning to look like a number that could fall dramatically if more airlines cancel provisional deals to buy the aircraft. So, if you're a firm backer of American-made aircraft and Boeing itself, as I am, you have to figure the bad news is fully worked into its stock price.Unless the 737 Max is never allowed to fly again, which seems unlikely, the "sell on news" effect that typically happens with an earnings report, good or bad, is unlikely to have the adverse impact some might think. Worst case scenario: Boeing stock does fall and you buy some more. Buy After EarningsBetter safe than sorry. Although investors know most of the bad news to hit on earnings day, what CEO Dennis Muilenburg has to say about Airbus' deliveries overtaking Boeing for the first time in seven years still is critical. If investors get any sense that Boeing is worried about its European competitor, the stock could tumble even further on this revelation. I'm not saying Muilenburg feels this way. I'm merely suggesting a possible scenario out of left field that puts shareholder confidence at risk. Frankly, I believe that Boeing stock's held on quite well given the problems surrounding its bestselling plane. The last time I wrote about Boeing in April, I stated that things are likely to get worse before they get better. At the time, it was trading around $365. Down another 4% since then, it might have a little more pain to endure before it returns to the $400s. Here's what I said about Boeing in April:"Now is not the time to be guessing about the future. Has it bottomed? I don't think so."When will we know it's bottomed? When the 737 Max is back flying and enough time has passed to allow investors to forget what's happened over the past six months."While Boeing's CEO has been as contrite as possible in this scenario, the consumer is going to be hardpressed to forget about the potential risks of flying a 737 Max. That said, time does heal all wounds. Smart investors will be buying on any weakness after earnings. If you're considering Boeing stock, but aren't sure we've hit bottom, I'd recommend waiting until after the July 24. If it goes up, it likely won't rise by much, and you get still get in at a reasonable price. If you believe the 737 Max won't fly again, you should definitely not buy. Not now, not ever. At the time of this writing Will Ashworth did not hold a position in any of the aforementioned securities. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 10 Stocks to Buy for Less Than Book * 7 Marijuana Stocks With Critical Levels to Watch * The 10 Best Dividend Stocks to Buy for the Rest of 2019 and Beyond The post When and If to Buy Boeing Stock Is All About the Max appeared first on InvestorPlace.