TRU - TransUnion

NYSE - NYSE Delayed Price. Currency in USD
81.04
-0.28 (-0.34%)
At close: 4:08PM EDT
Stock chart is not supported by your current browser
Previous Close81.32
Open81.31
Bid81.21 x 1000
Ask81.18 x 800
Day's Range80.37 - 81.31
52 Week Range52.15 - 85.50
Volume944,798
Avg. Volume1,025,619
Market Cap15.219B
Beta (3Y Monthly)1.29
PE Ratio (TTM)48.01
EPS (TTM)1.69
Earnings DateOct 21, 2019 - Oct 25, 2019
Forward Dividend & Yield0.30 (0.37%)
Ex-Dividend Date2019-08-21
1y Target Est85.14
Trade prices are not sourced from all markets
  • TransUnion Teams Up With Rate Reset for Digital Capabilities
    Zacks

    TransUnion Teams Up With Rate Reset for Digital Capabilities

    The move is expected to help TransUnion (TRU) strengthen its financial services client base and better compete in the market.

  • GlobeNewswire

    Joint Collaboration Delivers FinTech-like Capabilities for Credit Unions

    The user experience across financial services has evolved as consumers are increasingly shifting toward digital channels. To bring the FinTech experience to the credit union industry, TransUnion (TRU) is working with Rate Reset to help empower credit unions with new digital capabilities. “The way consumers engage with their financial institutions has changed and an engaging digital experience is no longer simply nice to have – it’s table stakes,” said Sean Flynn, director of credit unions at TransUnion.

  • Zacks.com featured highlights include: Hershey, Synopsys, Jones Lang LaSalle, TransUnion and OneMain
    Zacks

    Zacks.com featured highlights include: Hershey, Synopsys, Jones Lang LaSalle, TransUnion and OneMain

    Zacks.com featured highlights include: Hershey, Synopsys, Jones Lang LaSalle, TransUnion and OneMain

  • GlobeNewswire

    Property Managers Gain Greater Predictive Power to Help Further Decrease Future Evictions

    Evicting a resident comes at great cost to both the renter and property manager. The enhanced solution was unveiled at TransUnion's Annual Property Management Summit in Chicago, attended by 100+ multifamily senior executives.

  • A Look At The Intrinsic Value Of TransUnion (NYSE:TRU)
    Simply Wall St.

    A Look At The Intrinsic Value Of TransUnion (NYSE:TRU)

    How far off is TransUnion (NYSE:TRU) from its intrinsic value? Using the most recent financial data, we'll take a look...

  • GlobeNewswire

    News Reports about a Weakening Economy Impacting How Some Patients Seek Medical Treatment

    The healthcare industry generally is not top of mind when there are news reports about inverted yield curves and other economic indicators. One in four patients said news of a weakening economy prompts them to leverage their existing health insurance for a checkup or other medical treatment they may have been putting off. “Consumerism is here to stay in the healthcare industry.

  • Robust Sales Growth Makes These 5 Stocks Worth Buying Now
    Zacks

    Robust Sales Growth Makes These 5 Stocks Worth Buying Now

    Rise in sales is a key measure for any company, as it is important for growth projections and strategic decision making.

  • Going Subprime Isn’t the Answer for India’s Big Banks
    Bloomberg

    Going Subprime Isn’t the Answer for India’s Big Banks

    (Bloomberg Opinion) -- Any financing that’s secured by collateral — steel mills, textile factories, power plants, roads or land — is in trouble in India. A multiyear investment slowdown has decimated credit quality. Now, the problem is spreading. The  near-recession in the consumer economy means unsecured lending could be the next domino to fall. With business collateral losing its sheen, India’s top three private-sector banks have been expanding their credit card and personal loan business at 30%-plus rates, double the pace of growth in their corporate loan book. They can’t keep up for long. If they try, they would only be storing trouble for the future. Why? For one thing, the quality of the next borrower is suspect. About 20% of all active credit-card customers in India are in the highest category of creditworthiness, according to TransUnion Cibil, which assigns scores. But among those who signed up last year, only 3% belonged to this least risky group, an analysis by Sanford C. Bernstein & Co. shows. The next person to apply for and get a credit card in India is more likely to be subprime. A surge in lower-quality customers would raise credit costs. It will be a double whammy when banks have to provide for bad loans after paying for costlier term deposits. And that’s linked to the consumption slowdown, because of what Bernstein analyst Gautam Chhugani calls the sheer “exhaustion of household savings in the large metropolitan cities.” This is a true showstopper. Unlike their state-run cousins, HDFC Bank Ltd., ICICI Bank Ltd. and Axis Bank Ltd. are more city-centered lenders. Right up to March 2016, the trio enjoyed steady annual savings deposit growth in the range of 17%-18%. Then, in November that year, came the draconian Indian currency note ban. Their deposits swelled as people returned the 86% of the currency that was no longer legal tender.But the top three banks’ savings deposit growth has since slipped to 10%, while for all lenders the figure has plunged to as low as 6% in metropolitan areas. Urban Indian consumers have reached into their nest eggs to battle sudden job losses, poor pay increases and a $15 billion wealth shock from apartments that they’ve paid for but were never built because developers ran out of money.Having lowered their savings rate to 22% of disposable income last year from 29% in 2012, consumers are shopped out, as evidenced by the 41% fall in August car sales, the biggest drop on record. Not only is the slump bad news for vehicle finance, but the depressed consumer sentiment is a Catch-22 for unsecured lending. As Bernstein analysts explain, 35% of HDFC Bank’s earnings growth comes from credit cards and personal loans. If the bank goes down to smaller cities and towns in search of the next borrower, it will be competing for the typical micro-finance customer. And this type of subprime borrower could already be in significant debt. Bandhan Bank Ltd., a small-loans specialist, has of late been making advances with an average ticket size of 64,000 rupees, ($890) compared with under 40,000 rupees on its outstanding micro loans. Not wanting to go down this path will present the other challenge — of not being able to earn a decent margin on costlier term deposits. Either way, the prognosis for bank shareholders isn’t bright. A bigger worry is the macroeconomic impact of big private-sector banks stepping off the gas. Stricter standards could worsen India’s consumption slowdown by making unsecured credit harder to come by.Sooner or later, stretched household finances will affect mortgage demand. That won’t help with India’s plan to get buyers back into the real estate market with deep interest-rate cuts.Mind, there’s no sign of a subprime crisis. At least, not yet. But prime borrowers are few in a country where just 27% of the women aged above 30 are in the workforce, unemployment is at a 45-year high of 6.1%, barely 23% of workers earn a regular wage, and only three out of the 10 who enjoy a steady salary have proper job contracts.Unsecured loans can only offer banks a temporary shelter during a downturn in collateralized credit. That protection doesn’t last long. To contact the author of this story: Andy Mukherjee at amukherjee@bloomberg.netTo contact the editor responsible for this story: Patrick McDowell at pmcdowell10@bloomberg.netThis column does not necessarily reflect the opinion of the editorial board or Bloomberg LP and its owners.Andy Mukherjee is a Bloomberg Opinion columnist covering industrial companies and financial services. He previously was a columnist for Reuters Breakingviews. He has also worked for the Straits Times, ET NOW and Bloomberg News.For more articles like this, please visit us at bloomberg.com/opinion©2019 Bloomberg L.P.

  • One reason FICO scores are rising (that has nothing to do with jobs or the economy)
    MarketWatch

    One reason FICO scores are rising (that has nothing to do with jobs or the economy)

    The score provided by FICO, named for the Fair Isaac Corporation, is widely used as a measure of a person’s creditworthiness.

  • Near-Term Prospects Look Bright for Consumer Loans Industry
    Zacks

    Near-Term Prospects Look Bright for Consumer Loans Industry

    Near-Term Prospects Look Bright for Consumer Loans Industry

  • GlobeNewswire

    TransUnion to Present at Barclays 2019 European Business Services and U.S. Credit Bureau Forum

    CHICAGO, Sept. 04, 2019 -- TransUnion (NYSE: TRU) announced that Steve Chaouki, President U.S. Markets, and Aaron Hoffman, Vice President Investor Relations, will present today.

  • iovation Prepares for U.S. Online Gambling Fraud and Legal Complications With Rush to Onboard Players
    PR Newswire

    iovation Prepares for U.S. Online Gambling Fraud and Legal Complications With Rush to Onboard Players

    PORTLAND, Ore., Aug. 28, 2019 /PRNewswire/ -- iovation, a TransUnion (TRU) company, today announced it anticipates challenges in the U.S. online gambling market and is responding by launching a new package of solutions through iovation and TransUnion. The product suite focuses around the onboarding of new players and helps U.S. online gambling operators comply with new regulations, combat fraud and improve the player experience.

  • TheStreet.com

    10 Best Credit Monitoring Services of 2019

    Monitoring your credit is important, but when you want to recruit a service to help, do you know which one to choose? Find out which credit monitoring services are the best in the industry in 2019.

  • Is TransUnion's (NYSE:TRU) ROE Of 16% Impressive?
    Simply Wall St.

    Is TransUnion's (NYSE:TRU) ROE Of 16% Impressive?

    While some investors are already well versed in financial metrics (hat tip), this article is for those who would like...

  • Why Is TransUnion (TRU) Up 3.1% Since Last Earnings Report?
    Zacks

    Why Is TransUnion (TRU) Up 3.1% Since Last Earnings Report?

    TransUnion (TRU) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.

  • GlobeNewswire

    Impact of Mortgage Rules and Shifting Demographics Continue to Shape the Canadian Consumer Credit Market

    The newly released Q2 2019 TransUnion (TRU) Industry Insights Report shows that overall consumer credit balances continued to grow in the second quarter—up 4.3% compared to the same period a year ago—bringing total outstanding consumer credit to $1.88 trillion. Over the last 12 months, the number of consumers with access to credit also grew, up 1.7% year-on-year (YoY) in Q2 2019.

  • Zacks.com featured highlights include: AMETEK, Leidos, T. Rowe Price, TransUnion and OneMain
    Zacks

    Zacks.com featured highlights include: AMETEK, Leidos, T. Rowe Price, TransUnion and OneMain

    Zacks.com featured highlights include: AMETEK, Leidos, T. Rowe Price, TransUnion and OneMain

  • 5 Stocks With Attractive Sales Growth Worth Buying Right Now
    Zacks

    5 Stocks With Attractive Sales Growth Worth Buying Right Now

    Solid sales growth is one of the most important characteristics of potential winners in the stock market.

  • GlobeNewswire

    As Gen Z Comes of Age, Credit Market Activity Shows Significant Growth

    CHICAGO, Aug. 14, 2019 -- Gen Z, those individuals born in 1995 or after, increasingly took part in the consumer credit market during the first half of 2019. The newly released.

  • GlobeNewswire

    TransUnion Introduces Child Support Solutions at a Time When More than Half of Custodial Parents are Not Receiving Full Payments

    Securing child support payments can be a difficult task for custodial parents. In fact, a U.S. Census Bureau report from 2018 found that less than half of custodial parents received full child support payments. In an effort to increase these payments without relying solely on enforcement, TransUnion (TRU) today is launching its Child Support Solutions.

  • Moody's

    Trans Union, LLC -- Moody's announces completion of a periodic review of ratings of Trans Union, LLC

    Moody's Investors Service ("Moody's") has completed a periodic review of the ratings of Trans Union, LLC and other ratings that are associated with the same analytical unit. The review was conducted through a portfolio review in which Moody's reassessed the appropriateness of the ratings in the context of the relevant principal methodology(ies), recent developments, and a comparison of the financial and operating profile to similarly rated peers. This publication does not announce a credit rating action and is not an indication of whether or not a credit rating action is likely in the near future.

  • GlobeNewswire

    TransUnion Declares Second-Quarter 2019 Dividend of $0.075 per Share

    CHICAGO, Aug. 08, 2019 -- TransUnion (NYSE: TRU) today announced that its Board of Directors declared a cash dividend of $0.075 per share for the second quarter 2019. The.

  • iovation Research: Fraudsters Increasingly Leveraging Mobile Devices for Schemes
    PR Newswire

    iovation Research: Fraudsters Increasingly Leveraging Mobile Devices for Schemes

    PORTLAND, Ore., Aug. 6, 2019 /PRNewswire/ -- iovation, a TransUnion (TRU) company, today released its recent research that about half of all risky online transactions appear to be coming from a mobile device. Specifically, in the first half of 2019 iovation saw 49% of all risky transactions come from mobile devices, up from 30% in 2018, 33% in 2017 and 25% in 2016. The top continents for mobile fraud: So far in 2019 it is North America with 59% of all risky transactions coming from mobile devices.