|Expense Ratio (net)||0.04%|
|Last Cap Gain||0.00|
|Morningstar Risk Rating||Average|
|Beta (3Y Monthly)||1.03|
|5y Average Return||N/A|
|Average for Category||N/A|
|Inception Date||Nov 13, 2000|
Regular trading hours are 9:30 a.m. to 4 p.m. ET, but the major U.S. stock exchanges close early on certain days ahead of or just after market holidays.
[Editor's note: This story was previously published in June 2018. It has since been updated and republished.]At their core, mutual funds should be lower-risk investments. The aim of many mutual funds is to provide broad-based exposure to a particular asset class; stocks, bonds, etc. With that diversity, at least in theory, should come to a lower risk profile for investors.According to the Securities and Exchange Commission (SEC):InvestorPlace - Stock Market News, Stock Advice & Trading Tips"All funds carry some level of risk. With mutual funds, you may lose some or all of the money you invest because the securities held by a fund can go down in value. Dividends or interest payments may also change as market conditions change…A fund's past performance is not as important as you might think because past performance does not predict future returns. But past performance can tell you how volatile or stable a fund has been over a period of time. The more volatile the fund, the higher the investment risk."Indeed, an array of low-risk mutual funds spanning multiple asset classes are currently available to investors. Still, even some low-risk mutual funds are not entirely free of risk. Even low-risk mutual funds with fixed income exposure have some risk."Bond mutual funds -- like all mutual funds -- involve investment risk, including the possible loss of principal. A fundamental principle of investing known as the risk/reward tradeoff means that when you make an informed decision to assume some risk, you also create the opportunity for reward. Investors should be aware of the risks and potential for losses associated with bond mutual fund investing," according to the Investment Company Institute (ICI). * 7 Stocks to Buy In a Flat Market Here are a few low-risk mutual funds for conservative investors to consider. Fidelity Income Conservative Bond Fund (FCONX)Source: Shutterstock Expense Ratio: 0.35% per year, or $35 on a $10,000 investment.The Fidelity Income Conservative Bond Fund (MUTF:FCONX) epitomizes "low-risk mutual fund," particularly at a time when interest rates could rise. Short-term bond funds are among this year's most popular fixed-income funds due to the lower duration risk profile offered by short-dated bonds.Credit risk is benign with this Fidelity fund because its holdings are comprised primarily of sovereign debt. Nearly 75% of FCONX's holdings are rated AA or A. Vanguard Inflation-Protected Securities Fund (VIPSX)Expense Ratio: 0.2%When looking for low-risk mutual funds, the Vanguard Inflation-Protected Securities Fund (MUTF:VIPSX) highlighted here is the investor class of this popular product.Treasury inflation-protected securities (TIPS), the bonds held by this Vanguard fund, are low-risk bonds. Reduced risk in the fixed income space usually means lower yields, and that is true of TIPS. * 7 Deeply Discounted Energy Stocks to Buy Income on this low-risk mutual fund "can fluctuate more in this fund because payments depend on inflation changes. Investors with a long-term time horizon may wish to consider this fund as a complement to an already diversified fixed income portfolio," according to Vanguard. Vanguard Equity Income Fund (VEIPX)Expense Ratio: 0.26%Over long holding periods, dividend stocks can reduce a portfolio's risk profile and there are plenty of dividend funds that can be classified as low-risk mutual funds, include the Vanguard Equity Income Fund (MUTF:VEIPX). VEIPX is the investor share class of this popular Vanguard offering.This low-risk mutual fund holds 96.5% stocks and most of them have large market caps. Financial services and technology stocks combine for over 25% of VEIPX's roster while the healthcare and industrial sectors also combine for more than 25%.VEIPX does not explicitly have a dividend increase streak requirement, but this fund is home to some stocks with lengthy histories of rising payouts. Several of VEIPX's top 10 holdings have dividend increase streaks that can be measured in decades. American Century Mid-Cap Value Fund (ACLAX)Expense Ratio: 1.21%Some words of advice regarding the American Century Mid-Cap Value Fund (MUTF:ACLAX). As the above expense ratio indicates, this is not a cheap fund and that status is further cemented by a 5.75% sales load, meaning investors considering this low-risk mutual fund should be in it for the long-term.On to better news, mid-caps have a lengthy history of outperforming large-caps while doing so with less volatility than small-cap stocks. In fact, ACLAX's five-year standard deviation is only 3.7, confirming that this is, in fact, a low-risk mutual fund. * 7 Best Tech Stocks to Buy Right Now The financial services and industrial sectors combine for over 48% of ACLAX's weight. None of the fund's holdings exceed a weight of 3.01% as of the end of the first quarter. Vanguard Total Stock Market Index Fund (VTSAX)Source: Shutterstock Expense Ratio: 0.04%The Vanguard Total Stock Market Index Fund (MUTF:VTSAX) is a passively managed index fund, not an active mutual fund. In the fund world, VTSAX is one of the true giants among equity products. As of the end of May, across various share classes, the Vanguard Total Stock Market Index Fund, had almost $211 billion of net assets.VTSAX can be considered a low-risk mutual fund among equity funds due in part to its massive roster. This Vanguard fund is home to over 3,000 stocks, giving it a lineup that is more than six times larger than the S&P 500.VTSAX is the Admiral share class of this fund and has an annual fee that makes this fund very cheap. Fidelity Advisor Strategic Income Fund (FSTAX)Source: Shutterstock Expense Ratio: 0.98%The Fidelity Advisor Strategic Income Fund (MUTF:FSTAX) is a multi-sector bond fund, offering investors exposure to multiple corners of the fixed income universe."The fund uses a neutral mix of approximately 45% high yield, 25% U.S. Government and investment-grade, 15% emerging markets, and 15% foreign developed markets. Engaging in transactions that have a leveraging effect on the fund," according to Fidelity. * The 8 Worst Stocks to Buy Before the Trade Turmoil Cools Off The fund's managers can adjust credit and interest rate risk as market conditions. The fund has $16.6 billion of assets and has beaten its benchmark over the last three years. Invesco Global Low Volatility Equity Yield Fund (GTNDX)Source: Shutterstock Expense Ratio: 1.59%The Invesco Global Low Volatility Equity Yield Fund (MUTF:GTNDX) can be considered another low-risk mutual fund tracking the mid-cap space. This low-risk mutual fund also sports a standard deviation of just 2.6, a point sure to attract conservative investors.Currently, GTNDX is underweight technology stocks, and overweight industrials and materials. The latter category have kept its performance quite solid this year.This low-risk mutual fund "has dual objectives of providing income and long-term growth of capital. In addition to these objectives, the fund targets a level of total volatility that is less than that of its capitalization-weighted market index," according to the issuer.As of this writing, Todd Shriber does not own any of the aforementioned securities. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 7 Stocks to Buy for a Dovish Fed * 7 Stocks That Insiders Are Buying * 5 High-Price Stocks to Buy Worthy of Your Portfolio The post 7 Low-Risk Mutual Funds to Buy Now appeared first on InvestorPlace.
The stock market is closed on Labor Day, but investors do not get an early start to the holiday weekend the Friday before Labor Day.
What a difference six months makes! As 2019 dawned, my model bucket portfolios were limping away from a lackluster 2018. In a year punctuated by dual market shocks--interest-rate-related jitters in the first quarter and tariff/recession-related worries toward year-end--the portfolios' cash holdings outperformed both the bond and stock positions.
The stocks market is closed on Independence Day, and trading ends early on July 3. The bond market also closes early ahead of the Fourth of July holiday.
Vanguard Real Estate ETF VNQ is one of the cheapest real estate funds available, with an expense ratio of 0.12%. It features experienced management and an excellent record of tracking its index. It is a fine option in its niche, earning a Morningstar Analyst Rating of Silver.
If it feels like diversifying beyond a simple moderate portfolio that owns one U.S. stock index fund and one U.S. bond index fund has been a fool's errand over the past decade, there's good reason for that. Vanguard Balanced Index VBIAX had its best decade of risk-adjusted returns since it launched in 1992, and it invests in just two broad U.S. index funds. To be fair, seven of the 153 funds in the allocation--50% to 70% equity Morningstar Category had as good or slightly better risk-adjusted returns over the decade, so there was some room for improvement, but it has still been a fantastic time for simplicity.
The stock market is closed on Memorial Day, but it's open as usual the Friday before Memorial Day. However, the bond market closes early ahead of the holiday weekend.
Gold: Analysts Are Bullish despite Weak Performance in 2019(Continued from Prior Part)JPMorgan ChaseJPMorgan Chase (JPM) thinks that gold prices (GLD) should go higher. Right now, the Fed is patient on rate hikes. JPMorgan Chase thinks that the Fed
Could Second SEC Settlement Quiet Musk on Twitter?Tesla stockToday at 12:12 PM ET, Tesla stock (TSLA) was trading on a positive note with a 3.6% gain for the day. The stock ended last week with a massive loss of 14.0% after the company reported
Do Strong Growth and Weak Inflation Make a Case for a Lower Rate?PCE Index undershooting the Fed targetThe US Bureau of Economic Analysis released its personal consumption expenditure (or PCE) price index today. The PCE index is the Federal
Newmont and Goldcorp Merge, Form World’s Largest Gold Company(Continued from Prior Part)World’s largest gold-mining company The completion of the Newmont Mining (NEM) and Goldcorp (GG) merger on April 18 created the world’s largest gold
Wall Street pros, the analyst community and individual investors alike were thrown for a loop in 2018. American tariff disputes with the rest of the world, wild energy-price swings and global growth concerns not only ravaged the market at various points, but also has the experts preaching caution as we enter the new year. The best ETFs for 2019, then, are going to need to accomplish a couple specific goals.For one, you'll want some ETFs that position you defensively while still allowing you to enjoy at least some upside should the market head higher despite all the headwinds it faces. Numerous expert market outlooks have the Standard & Poor's 500-stock index climbing in 2019, but none of them are exuberant and all of them warn of numerous potential pitfalls. Anchoring your portfolio with funds that emphasize, say, low volatility or income can put you in a strong position no matter what the market brings.You also need to take your shots - stocks may end up being sluggish as a whole, but that doesn't mean certain areas of the market can't explode all the same. So some of the top ETFs for the year ahead will focus on specific sectors, industries and even other areas of the world to try to generate outperformance.Here are the best ETFs to buy for 2019. These 19 funds run the gamut, from highly diversified baskets invested in thousands of companies, to concentrated portfolios that use just a couple dozen stocks to benefit from a specific theme. There are ETFs for conservative investors and risk takers alike. And while most of these picks are passive index funds, there are even a few ETFs that tap the brainpower of skilled active management. Take a look: SEE ALSO: The 27 Best Mutual Funds in 401(k) Retirement Plans
Vanguard, with more than $5 trillion in global assets under management, is the world's largest mutual fund provider - and for good reason.Vanguard funds pioneered index investing and, since its founding in the 1970s by the late Jack Bogle, have emphasized low costs. Organized like a mutual insurance company, Vanguard's funds are owned by fund shareholders and run "at-cost." There's no need to turn a profit to satisfy outside investors.Any time I'm tasked with covering Vanguard funds, I'm a happy guy. Very few Vanguard funds haven't done right by investors, but Vanguard is especially good for those in retirement. Retirees, after all, don't want to take outsize risks in their investing, and Vanguard's managers aren't encouraged to take big gambles. Low costs remove a lot of the pressure on managers to take extra risk in the hopes of squeezing out a little more profit.Here are my five best Vanguard funds for retirees. This list heavily emphasizes active management (but I do think highly of some Vanguard index funds). Several of my picks also are recommended by Dan Wiener, editor of the The Independent Adviser for Vanguard Investors newsletter.Says Wiener: "Find a good manager at Vanguard, and you'll find a fund that will outperform its benchmark and comparable Vanguard index funds." SEE ALSO: The 25 Best Low-Fee Mutual Funds to Buy Now
Job Market Rebounds in March, Markets Breathe Sigh of ReliefJob additions beat expectations The US (IVV) jobs report for March was released on April 5. Job additions in the country came in at 196,000 in March, which was higher than expected.
Wall Street Is on High Alert ahead of US Jobs Report ReleaseUS jobs reportThe Department of Labor (VTI) is scheduled to release March employment data on April 5. This release has gained increased importance because February employment data came in
Morgan Stanley: ‘Get Defensive’ on Inverted Yield Curve(Continued from Prior Part)Morgan Stanley bearish on S&P 500 Morgan Stanley chief equity strategist Michael Wilson’s year-end target for the S&P 500 (SPY) is among the most bearish
The key reason is to limit your oversight responsibilities to help you focus on the parts of your investment program that can really move the needle--namely, your savings rate and your asset allocation. Alternatively, you could employ simple index funds or exchange-traded funds as building blocks, as in the portfolios below. In contrast with an all-in-one fund strategy, employing multiple funds allows you to exert some control over your asset allocation, customizing your portfolio's risk level to suit your situation.