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World Acceptance Corporation (WRLD)

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193.05+0.70 (+0.36%)
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World Acceptance Corporation

104 S. Main Street
Greenville, SC 29601
United States
864 298 9800

Sector(s)Financial Services
IndustryCredit Services
Full Time Employees3,175

Key Executives

NameTitlePayExercisedYear Born
Mr. Ravin Chad PrashadPres, CEO & Director876.88kN/A1981
Mr. John L. Calmes Jr.Exec. VP, CFO, Chief Strategy Officer & Treasurer509.76kN/A1980
Mr. Luke J. UmstetterSr. VP, Gen. Counsel, Chief Compliance Officer & Sec.376.4kN/A1980
Ms. Alice Lindsay CaulderSr. VP of HR331.29kN/A1976
Mr. Daniel Clinton DyerExec. VP & Chief Branch Operations Officer517.77k1.1M1973
Scott McIntyreSr. VP of AccountingN/AN/A1977
Victoria G. HammondVP of MarketingN/AN/AN/A
Mr. Jeff L. TinneySr. VP of Western DivisionN/AN/A1963
Mr. Ricardo Cavazos SaldanaSr. VP of Mexico OperationsN/AN/A1972
Mr. Jackie C. WillyardSr. VP of South Eastern DivisionN/AN/A1963
Amounts are as of December 31, 2021 and compensation values are for the last fiscal year ending on that date. Pay is salary, bonuses, etc. Exercised is the value of options exercised during the fiscal year. Currency in USD.


World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2021, it operated 1,205 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

Corporate Governance

World Acceptance Corporation’s ISS Governance QualityScore as of July 1, 2021 is 5. The pillar scores are Audit: 6; Board: 5; Shareholder Rights: 6; Compensation: 4.

Corporate governance scores courtesy of Institutional Shareholder Services (ISS). Scores indicate decile rank relative to index or region. A decile score of 1 indicates lower governance risk, while a 10 indicates higher governance risk.