CFFI - C&F Financial Corporation

NasdaqGS - NasdaqGS Delayed Price. Currency in USD

C&F Financial Corporation

802 Main Street
West Point, VA 23181
United States

IndustryRegional - Mid-Atlantic Banks
Full Time Employees636

Key Executives

Mr. Larry G. DillonChairman & Chief Exec. Officer627.29kN/A65
Mr. Thomas F. CherryPres, Sec. & Director584.96kN/A49
Mr. Jason E. LongCFO & Sr. VP238.98kN/A39
Mr. James H. Hudson IIIGen. Counsel, Director and Director of Citizens & Farmers Bank29.95kN/A69
Mr. Bryan E. McKernonCEO of C&F Mortgage Corp, Pres of C&F Mortgage Corp and Director of Citizens & Farmers Bank673.8kN/A62
Amounts are as of December 31, 2016 and compensation values are for the last fiscal year ending on that date. Pay is salary, bonuses, etc. Exercised is the value of options exercised during the fiscal year. Currency in USD.


C&F Financial Corporation operates as a holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company operates through three segments: Retail Banking, Mortgage Banking, and Consumer Finance. The Retail Banking segment offers various banking services, such as checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. This segment also provides ATMs, Internet and mobile banking, and debit and credit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. It offers its services through its main office in West Point, Virginia, as well as through 24 Virginia branches located 1 each in Cartersville, Chester, Cumberland, Hampton, Mechanicsville, Newport News, Norge, Powhatan, Providence Forge, Quinton, Saluda, Sandston, West Point and Yorktown; 2 in Williamsburg; 4 in Richmond; and 4 in Midlothian. The Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan origination services for residential appraisals, as well as various mortgage origination functions to third parties. This segment offers mortgage loan origination services through 10 offices in Virginia, as well as through 2 offices in Maryland and two offices in North Carolina. The Consumer Finance segment provides automobile loans through its offices in Richmond and Hampton, Virginia; Nashville, Tennessee; and Hunt Valley, Maryland. In addition, the company offers investment services; insurance services; and title insurance services. C&F Financial Corporation was founded in 1927 and is based in West Point, Virginia.

Corporate Governance

C&F Financial Corporation’s ISS Governance QualityScore as of January 1, 2018 is 9. The pillar scores are Audit: 2; Board: 9; Shareholder Rights: 8; Compensation: 10.

Corporate governance scores courtesy of Institutional Shareholder Services (ISS). Scores indicate decile rank relative to index or region. A decile score of 1 indicates lower governance risk, while a 10 indicates higher governance risk.