PYPL - PayPal Holdings, Inc.

NasdaqGS - NasdaqGS Real Time Price. Currency in USD
122.99
+2.48 (+2.06%)
At close: 4:00PM EST
Stock chart is not supported by your current browser
Previous Close120.51
Open120.89
Bid122.85 x 1200
Ask123.00 x 900
Day's Range120.80 - 123.00
52 Week Range93.98 - 123.00
Volume5,769,897
Avg. Volume6,811,626
Market Cap144.262B
Beta (5Y Monthly)0.94
PE Ratio (TTM)59.42
EPS (TTM)2.07
Earnings DateApr 21, 2020 - Apr 26, 2020
Forward Dividend & YieldN/A (N/A)
Ex-Dividend DateN/A
1y Target Est130.69
  • Top 5 4th-Quarter Buys of Chase Coleman's Tiger Global
    GuruFocus.com

    Top 5 4th-Quarter Buys of Chase Coleman's Tiger Global

    Tiger cub’s firm takes a stake in PayPal and Google-parent Alphabet Continue reading...

  • Daniel Loeb's Top Trades of the 4th Quarter
    GuruFocus.com

    Daniel Loeb's Top Trades of the 4th Quarter

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  • GoDaddy adds PayPal executive to board
    American City Business Journals

    GoDaddy adds PayPal executive to board

    PayPal Senior Vice President Leah Sweet joins GoDaddy's board, bringing product strategy and operations expertise. Sweet also formerly served as Arizona's deputy CIO.

  • Stocks To Watch: PayPal, 2 IPO Stocks Eye New Entries
    Investor's Business Daily

    Stocks To Watch: PayPal, 2 IPO Stocks Eye New Entries

    As the stock market toys with new all-time highs, PayPal, CyberArk, and two new IPO stocks have joined the IBD Breakout Stocks Index.

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    The 7 Best Money Transfer Apps

    Luckily, money transfer apps have opened up new possibilities for moving money around at a reasonable cost. There are many money transfer apps out there that anyone can use, but it's important to understand which apps will best suit your specific needs. To help you with this process, here are some top money transfer apps and their important characteristics.

  • Benzinga

    Mastercard Gets Approval To Enter China Payments Market

    Mastercard Inc. (NYSE: MA ) has won the approval of the People’s Bank of China (PBOC) to start a bank card clearing business in China. What Happened Mastercard has secured the “in-principle” approval of ...

  • TheStreet.com

    [video]Venmo vs. PayPal: What's the Difference?

    As the parent company of Venmo, PayPal has long been the leader in digital payments. But, what's the difference between the two services? And which is better for you?

  • TheStreet.com

    What Is Fintech? Uses and Examples in 2020

    Fintech is the term used to refer to innovations in the financial and technology crossover space, and typically refers to companies or services that use technology to provide financial services to businesses or consumers.

  • PayPal funds academic research on illegal firearms transactions
    Reuters

    PayPal funds academic research on illegal firearms transactions

    PayPal Holdings Inc is teaming up with criminologists and experts at several universities to probe the payment systems used in the trafficking of illegal firearms in the United States, the company said on Tuesday. The research aims to help financial companies and law enforcement understand what types of payment methods are used to finance illegal transactions and prevent them from taking place, PayPal executives said. The effort will be led by the Center on Crime and Community Resilience at Northeastern University and the University of Chicago Crime Lab.

  • PayPal Funds Northeastern University in Launch of Major Research Project on Illegal Firearms Transactions
    PR Newswire

    PayPal Funds Northeastern University in Launch of Major Research Project on Illegal Firearms Transactions

    PayPal Holdings, Inc. (NASDAQ: PYPL), along with the Center on Crime and Community Resilience at Northeastern University, in partnership with the University of Chicago Crime Lab, today announced the formation of a research initiative designed to better understand illegal firearm trafficking and financing in the United States.

  • How the Venmo Debit Card May Save PayPal
    Investopedia

    How the Venmo Debit Card May Save PayPal

    With Apple Pay Cash, Google Pay, Facebook Messenger, and Snapcash, tech industry leaders have made it easier than ever to exchange money online by integrating money transfer services with personal devices, and social media. For a time, it looked as though smartphones would become the new wallets — and then came Venmo. Acquired by e-commerce company Braintree for $26.2 million in 2012 and then by PayPal for $800 million just one year later, Venmo has become one of the most popular mobile applications for “person-to-person” (P2P) payments among millennials in the United States.

  • For Square, 25% Upside Is Achievable in a Cashless Future
    InvestorPlace

    For Square, 25% Upside Is Achievable in a Cashless Future

    While Square (NYSE:SQ) has ushered in a revolution of cashless payments, investors aren't giving it the credit it deserves. Sure, SQ stock's 2020 performance is nothing short of eye-opening, attracting a near-25% gain year-to-date. But shares still sit more than 20% below their highs from October 2018.Source: Jonathan Weiss / Shutterstock.com I expect the rally to continue once more investors recognize its opportunity. When that happens, Square will return to $100-plus for good.Square's opportunity in payments simply is too large for SQ to keep lagging other stocks in its sector. With new markets only adding to the company's potential, Square should have not just years, but decades, of growth ahead.InvestorPlace - Stock Market News, Stock Advice & Trading TipsEven though SQ stock isn't cheap, that kind of growth simply isn't priced in. The Opportunity in PaymentsSquare's simple dongle revolutionized payments by turning any smartphone into a credit card swipe. The company, of course, has come a long way since then.Square has expanded into ever-improved point of sale systems that improve the experience for both the customer and the retailer. Its software offerings go well beyond payments to payroll, accounting and appointment scheduling. * 7 'A'-Rated Stocks Under $5 to Buy Now Everything a small business might need, Square now offers. And the company doesn't just serve small businesses anymore. Sellers with over $500,000 in annual revenue now drive over one-quarter of the company's total payment volume.Again, the world is going to become cashless. I personally use cash maybe once a month, if that -- and I know I'm not alone. Square is a big part of the disruption in how American consumers pay for goods and services -- and will benefit from that disruption going forward.More and more small businesses will drive their payments through Square's point-of-sale (POS) systems. Growth in online sales, too, will add to payment volume -- and Square revenue. And the company has barely cracked the international market: overseas revenue was barely 5% of the company's total in the first nine months of 2019.To top it off, Square Cash is seeing increasing adoption. That product seems to be outperforming PayPal's (NASDAQ:PYPL) Venmo. Square still isn't getting much revenue from Square Cash -- but with billions of dollars in transfers annually, it will. Additional Growth DriversOf course, Square has two key growth drivers beyond payments and Square Cash. The company has been forward-thinking in cryptocurrency, becoming one of the first payment companies to process bitcoin transactions. That's now a big business for Square: bitcoin revenue nearly tripled in the first three quarters of 2019, and totaled nearly $340 million.That makes SQ stock an intriguing play on Bitcoin. And as I've written on this site, I believe the price of Bitcoin will soar, potentially to as high as $100,000. The coming "halvening" should be a huge upside catalyst for the price. Square, more so than any publicly traded payments company, should profit.Square stock offers exposure to another significant trend: cannabidiol, more commonly referred to as CBD. The company launched its CBD offering last year, providing an all-in-one solution for sellers targeting that potentially enormous market.Admittedly, CBD sales have been somewhat disappointing of late, largely due to unclear guidance from the U.S. Food and Drug Administration. But CBD will be a large and fast-growing market. Square should be at the forefront of that growth. Why SQ Stock Should Catch UpSquare simply has multiple opportunities to drive growth for years to come. Yet, again, that's done little for SQ stock. It's lagged for nearly 18 months now -- while other payment stocks have soared.Both Visa (NYSE:V) and Mastercard (NYSE:MA) trade near all-time highs. Each stock has gained more than 40% over the past twelve months. PYPL stock is tracking new highs. Small business play Shopify (NYSE:SHOP) has been perhaps the market's best stock in recent years.Even with its YTD run, however, SQ stock is well below its past highs. Admittedly, the stock doesn't look cheap. But a stock with this kind of opportunity simply shouldn't be cheap. Meanwhile, upfront expenses to market to new customers and develop new offerings for existing customers are pressuring near-term earnings.Once investors better understand the opportunity Square has, and look to the long-term earnings potential, SQ stock should rally. Considering the optimism toward the sector, there's no reason why SQ, too, can't reach all-time highs. That suggests another 25% upside from here -- and a stock price in the triple digits for good.Matthew McCall left Wall Street to actually help investors -- by getting them into the world's biggest, most revolutionary trends BEFORE anyone else. The power of being "first" gave Matt's readers the chance to bank +2,438% in Stamps.com (STMP), +1,523% in Ulta Beauty (ULTA) and +1,044% in Tesla (TSLA), just to name a few. Click here to see what Matt has up his sleeve now. Matt does not directly own the aforementioned securities. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 7 Utility Stocks to Buy That Offer Juicy Dividends * 10 Gold and Silver Stocks to Profit Off 2020's Fear Trade * 3 Top Companies That Should Be More Careful With Your Data The post For Square, 25% Upside Is Achievable in a Cashless Future appeared first on InvestorPlace.

  • ICE’s Outside-the-Box Purchase of eBay Dies On the Table
    InvestorPlace

    ICE’s Outside-the-Box Purchase of eBay Dies On the Table

    The news first hit the internet on February 4. The Wall Street Journal reported that Intercontinental Exchange (NYSE:ICE), the owners of the New York Stock Exchange, had made an offer of more than $30 billion for eBay (NASDAQ:EBAY). EBAY stock jumped by more than 8%. Source: Mano Kors / Shutterstock.com For eBay shareholders, it was good while it lasted. ICE Threw Cold Water on eBay StockTwo days later, ICE CEO Jeff Sprecher announced that the company had broken off talks with eBay. As I write this, eBay is down almost 7% in pre-market trading Feb. 7, 2020. That downward trend is likely to carry into Friday's trading. InvestorPlace - Stock Market News, Stock Advice & Trading TipsWhen I first saw the news fly across my screen that ICE was making a play for eBay, much like the news Kobe Bryant had died, it took me a few seconds to process. * 7 Utility Stocks to Buy That Offer Juicy Dividends Why on god's green earth would the owner of the NYSE want to buy a company that helps people sell stuff? Many of ICE's investors felt the same way, voicing their concerns to Sprecher directly. "Based on investor conversations following today's ICE earnings call, ICE has decided to cease exploring strategic opportunities with EBay," the exchange said in a statement.From ICE's perspective, its obvious how the attributes of its business of running marketplaces on a large scale could be helpful to big companies looking to reinvigorate their operations or small ones trying to scale up. Sometimes, the unconventional works; this time, it didn't. If you own ICE stock, I wouldn't be concerned about its outside-the-box play for eBay. It shows how management is always considering ways to make ICE better while delivering value to shareholders; that's gold.But as for eBay, it demonstrates how rudderless the company is at the moment.If you own eBay stock, you better hope that some other buyer comes along in the not-too-distant future that is a more conventional fit because there appears few if any catalysts to it higher. Signs eBay is FalteringCNBC reported February 5 that eBay had ended its employee shuttle service for commuters in the San Francisco Bay Area. That comes after laying off 102 employees in San Francisco and Seattle. The company says not enough people were using the service, but it appears the real reason was to satisfy activist investors Elliott Management and Starboard Value. According to Bloomberg, Starboard is pushing the company to jettison its classifieds business while also setting loftier expectations for itself, including doing more with less. Hence, the cuts mentioned above. "In order to achieve the optimal outcome, we believe classifieds must be separated, and a more comprehensive and aggressive operating plan must be put in place to drive profitable growth in the core marketplace business," Peter Feld, the head of research for Starboard Value, stated in a letter to the company.Just as it had no interest in selling out to ICE, eBay appears to have little desire to meet the demands of the activists. At least not to the extent Starboard would like.Frankly, even though I believe that eBay is not a stock worth owning given its lack of direction, I find it amazing that these two investors -- Starboard own a little more than 1% and Elliott owns 1.4% -- who combined have less than half the ownership stake of founder Pierre Omidyar, dare to push their weight around like they own the place. They might have a lot of good points to make, but activism of this kind illustrates how the deck is stacked in favor of the 1%. But, I digress. Competition is Hurting BusinesseBay continues to fall behind its eCommerce rivals and the addition of sales taxes is only going to make its recovery that much more difficult. As the Financial Times reported in late January, a total of 33 states, including three biggies: California, Texas and New York, have already implemented internet sales taxes and more are expected to follow. "This rollout happened faster than anticipated and affected small businesses and consumer sellers requiring marketplaces to collect and remit on their behalf," said Scott Schenkel, eBay's interim chief executive. eBay believes a national internet sales tax makes sense to reduce the burden on small businesses. The reality is that eBay's revenue grew by just 2% in 2019, excluding currency, a figure that hardly instills fear at Amazon (NASDAQ:AMZN) headquarters. Shareholders can be thankful that it still managed to pull in $2.4 billion in non-GAAP profits from its ongoing operations. So, even though it's broken, the lights aren't about to go out in San Jose. The Bottom Line on EBAY StockIn fiscal 2019, eBay had $2.6 billion in free cash flow. Based on a current enterprise value of $30.0 billion, it has an FCF yield of 8.7%. Anything above 8%, I consider value territory. From this perspective, I can see why Starboard and Elliott are interested in eBay stock. It's a value play for sure. But as I said in November, I would still rather own its former stablemate, PayPal (NASDAQ:PYPL). Its future is much clearer. At the time of this writing Will Ashworth did not hold a position in any of the aforementioned securities. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 7 Utility Stocks to Buy That Offer Juicy Dividends * 10 Gold and Silver Stocks to Profit Off 2020's Fear Trade * 3 Top Companies That Should Be More Careful With Your Data The post ICEa€™s Outside-the-Box Purchase of eBay Dies On the Table appeared first on InvestorPlace.

  • Square Stock Slips After Hitting a 6-Month High
    InvestorPlace

    Square Stock Slips After Hitting a 6-Month High

    Financial services and mobile payment processor Square (NYSE:SQ) has been flying high in 2020. Just days ago, SQ stock hit $80.90, a six-month high. That represented an impressive 29% gain since the end of 2019.Source: Jonathan Weiss / Shutterstock.com However, SQ's winning streak hit a bump in the road on Wednesday. The stock closed at $78.25, down 3.28% on the day. Is this dip the start of a correction? Or is it a buying opportunity in advance of the company's fourth-quarter earnings report? Its Q4 earnings report is slated to be unveiled after the market closes on Feb. 26. Looking Back to Last Year's Q4 ResultsIt's worth revisiting the company's results for Q4 of 2018 to see how it did and how investors reacted to its report.InvestorPlace - Stock Market News, Stock Advice & Trading TipsSquare's results for Q4 of 2018 were strong. The company's earnings per share beat analysts' average outlook, coming in at 14 cents, versus the mean estimate of 13 cents. SQ's revenue, excluding some items, grew 53% year-over-year to $464 million, compared to the average estimate of $454 million. The number of active users of the company's Cash App -- which competes against the likes of Apple's (NASDAQ:AAPL) Apple Pay Cash and PayPal's (NASDAQ:PYPL) Venmo -- doubled year-over-year.Based on those numbers, I would have expected SQ stock to react positively. Instead, the shares fell. The reason for the negative reaction was the company's Q1 guidance and its revenue growth. The company's top-line growth of 53% sounds great, but it was actually down from 56% during the previous quarter. Slowing growth always concerns investors. * Earn Income on Investors' Push into Microsoft While Square's revenue guidance was in-line with with analysts' average expectations, Square projected Q1 EPS of between 6 cents and 8 cents. Analysts, on average, were looking for 11 cents per share. Blockbuster Holiday E-Commerce SpendingI detailed 2019's record-setting holiday shopping season in my recent column on Shopify (NASDAQ:SHOP), the Canadian e-commerce company that, like Square, provides merchants with payment processing hardware.Americans spent $7.4 billion on e-commerce on Black Friday. They topped that on Cyber Monday, spending $9.4 billion. That's up 19% compared to 2018 and set a new record for the largest e-commerce sales day in U.S. history. Those numbers are relevant to Square as well, as the company offers online payment services for merchants, in addition to its brick-and-mortar payment processing hardware.Analysts are looking for the strong holiday shopping season to translate into big numbers for Square. On average, they expect its revenue to be in the $1.18 billion range, while their mean EPS estimate is 21 cents -- a big jump over last year. However, as last year showed us, big holiday quarter numbers aren't everything. The market will also likely react to the company's Q1 guidance as well. The Bottom Line on SQ StockMost analysts aren't too bullish on Square's prospects in 2020. In fact, most are betting that Square won't rise above $80 again this year. However, most of them do feel the stock is strongly positioned and that investors should own it. Among the analysts surveyed by The Wall Street Journal, SQ stock has an average rating of "overweight." Among those analysts, 18 have a "buy" rating and 16 rate SQ stock a "hold." Their average 12-month price target is $72.43.However, there are firms that have a much more bullish stance on SQ. Less than two weeks ago -- with SQ trading at the $71 level -- Credit Suisse gave the stock an $84 price target. After SQ reports its results, we'll know if the company delivered the spectacular holiday quarter that's been expected. We should also receive guidance from Square that will at least hint at how the company expects to perform in 2020. As of this writing, Brad Moon did not hold a position in any of the aforementioned securities. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 7 Utility Stocks to Buy That Offer Juicy Dividends * 10 Gold and Silver Stocks to Profit Off 2020's Fear Trade * 3 Top Companies That Should Be More Careful With Your Data The post Square Stock Slips After Hitting a 6-Month High appeared first on InvestorPlace.

  • Why financial professionals say cybersecurity is the toughest risk to manage
    Yahoo Finance

    Why financial professionals say cybersecurity is the toughest risk to manage

    The Association of Financial Professionals is out with its 2020 Risk Survey, citing that business leaders are most concerned with cybersecurity risks.

  • Is PayPal Stock A Buy Right Now? Here's What Earnings, Charts Show
    Investor's Business Daily

    Is PayPal Stock A Buy Right Now? Here's What Earnings, Charts Show

    Top digital payments stock PayPal is one of the leading growth stocks in the current stock market. But is it a buy right now?

  • Breakout Watch: PayPal Enters Buy Zone Near All-Time High
    Investor's Business Daily

    Breakout Watch: PayPal Enters Buy Zone Near All-Time High

    After reporting rising Q4 earnings growth, PayPal stock may follow the lead of Mastercard, Square, and Global Payments and break into a new buy zone.

  • Nasdaq Makes Record High, Erases Losses From Coronavirus Scare
    Investor's Business Daily

    Nasdaq Makes Record High, Erases Losses From Coronavirus Scare

    The stock market closed sharply higher Tuesday, as the Nasdaq composite made a record high and erased all losses from its coronavirus-related slump.

  • Barrons.com

    Green Dot Stock Is Up Because Investors Think an Activist Can Fix the Pre-Paid Card Company

    Green Dot shares are surging after news that an activist shareholder took a stake in the payments company prompted analysts to take a more upbeat view. (GDOT) stock (ticker: GDOT) was up 6.7% in Tuesday trading to about $33.75 a share after activist investor Starboard Value said in securities filings it had built up just over a 9% position in the provider of pre-paid debit cards. Green Dot stock is down 55% over the last 12 months, compared to a 21% rise in the S&P 500.

  • Dow Jones Jumps On Eased Coronavirus Fears; Tesla Soars As Much As 160 Points To Top 940
    Investor's Business Daily

    Dow Jones Jumps On Eased Coronavirus Fears; Tesla Soars As Much As 160 Points To Top 940

    The major stock indexes were sharply higher early Tuesday on fading coronavirus fears. Tesla stock surged as much as 160 points.

  • Fintech Companies To Buy And Watch In 2020 Amid Rise Of Digital Payments
    Investor's Business Daily

    Fintech Companies To Buy And Watch In 2020 Amid Rise Of Digital Payments

    If you think the time is right to buy fintech company or payment stocks, these investment tools will help as digital technology and new entrants change the industry's competitive landscape.

  • Benzinga

    3 Reasons For Guggenheim's PayPal Upgrade

    PayPal Holdings Inc (NASDAQ: PYPL ) reported fourth-quarter results  Wednesday, and investors should take advantage of the "muted" response, according to Guggenheim. The PayPal Analyst Jeff Cantwell ...

  • Earnings Look Good Enough for PayPal Stock
    InvestorPlace

    Earnings Look Good Enough for PayPal Stock

    PayPal Holdings (NASDAQ:PYPL) released its earnings on Wednesday afternoon -- and investors don't seem impressed by the results, as PayPal stock is little changed since then.Source: JHVEPhoto / Shutterstock.com The response is somewhat logical. PayPal's Q4 numbers did beat analysts' average estimates, but not by much; investors likely were looking for more fireworks. The company's outlook for the first quarter and full-year 2020, at least based on the headline numbers, appear somewhat soft. One-time factors played a role, but the Q4 results don't seem like a massive beat that has materially changed the company's outlook.But that's fine because its outlook didn't need to change. PayPal remains one of the better growth stories in the market, and PayPal stock has one of the more attractive valuations among growth names. Its Q4 earnings and 2020 guidance were more than enough to keep the company's outlook intact. In the wake of the results, PYPL stock is still intriguing for medium-term and long-term investors.InvestorPlace - Stock Market News, Stock Advice & Trading Tips The Headline ResultsThe lukewarm reaction to PayPal's earnings does make some sense because its Q4 results and 2020 guidance were essentially in-line with expectations. Its revenue increased 18% year-over-year in Q4, excluding currency fluctuations, as its transaction payment volume jumped 22%, excluding currency fluctuations.Its bottom-line performance was even better: as its management noted, the 2.04 percentage point YoY increase in its operating margin was its biggest such expansion since PayPal split from eBay (NASDAQ:EBAY) in 2015. * How to Insure Your Wealth Before the Coronavirus Strikes Again But the growth was mostly expected: its revenue increase was within 0.4 percentage points of the average analyst estimate. A 3 cent beat relative to average earnings per share expectations is nothing new for PayPal, and it's not terribly surprising in an era in which tech companies almost always beat mean bottom-line estimates.Post-earnings headlines indicate that the company's guidance gave investors some pause. At first glance, PayPal's outlook does appear to be disappointing. Its Q1 revenue and earnings guidance came in below analysts' average estimate. Full-year EPS guidance, excluding some items, of $3.39-$3.46 fell shy of the $3.49 mean estimate ahead of the release.The company's outlook is better than those headline numbers suggest, however. And its guidance more than enough to keep the company's attractive long-term outlook intact. Understanding PayPal's 2020 GuidanceIt appears that the difference between analysts' expectations and PayPal's numbers come down to acquisitions. PayPal noted that acquisitions will reduce its 2020 EPS by 8 cents to 10 cents.PayPal also changed its criteria for adjusted earnings; in 2020, the company will exclude the impact of gains and losses on its investments from its adjusted earnings. In 2019, gains from its investments boosted its EPS by 14 cents. But investments will have no impact on its reported adjusted earnings this year.So PayPal's bottom-line growth is much stronger than its headline numbers suggest. Its 2020 adjusted EPS guidance of $3.39-$3.46, against the $3.10 it reported in 2019, suggests a roughly 9%-11% YoY increase. But excluding the effect of acquisitions and 2019 investment gains, PYPL actually expects its EPS to jump 18%-20% this year.The extent to which Street estimates incorporate the company's acquisitions or potential gains or losses on its investments is unclear. At minimum, PayPal's guidance isn't 100% comparable to analysts' estimates. The impact of acquisitions alone accounts for the difference between PayPal's guidance and analysts' average estimates. That, in turn, suggests that PayPal's earnings growth remains nicely on track. The Case for PayPal StockGiven the fact that PayPal's guidance actually looks attractive, PayPal stock looks appealing. The shares trade at about 34 times the midpoint of the company's 2020's EPS guidance. That's a reasonably high multiple, but not when the company's profits are growing at an 18%-plus clip, particularly in this market.Mastercard (NYSE:MA) is trading at a higher multiple to its expected 2020 EPS and its growth rate is lower. Visa's (NYSE:V) price-earnings ratio is nearly 30\. Square (NYSE:SQ) does have more growth potential, but its valuation is much higher than that of PayPal stock.On a relative basis, then, being long PYPL stock makes sense at these levels, particularly with the shares trading sideways since June.The shares' valuation alone makes them attractive. A P/E ratio of 33 isn't cheap, but PayPal reiterated that it expects to generate 20% annual EPS growth for some time to come. That growth is more than enough to allow the company to grow into its current valuation -- and beyond.Moreover, the company has additional opportunities in China and other foreign countries, and its Venmo business can continue to grow. Its loss of revenue from eBay is a concern, but since eBay accounted for only 14% of its total sales, the impact is more than manageable. PayPal should be able to grow despite that development.PayPal's strong outlook is what makes PYPL attractive -- and its outlook wasn't changed by the Q4 report.As of this writing, Vince Martin has no positions in any securities mentioned. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 7 Stocks to Buy for February Contrarians * 10 of the Top Franchise Stocks to Buy Now * 5 High-Yield Stocks With High Free Cash Flow Yields The post Earnings Look Good Enough for PayPal Stock appeared first on InvestorPlace.

  • Square Stock is a Fintech Winner in the Fast-changing Payments Space
    InvestorPlace

    Square Stock is a Fintech Winner in the Fast-changing Payments Space

    When it comes to fintech stocks, payment processing company Square (NYSE: SQ) has been a disappointment as of late. While the S&P 500 index rose 22% over the last 12 months, SQ stock rose only 6.5% in comparison.Source: IgorGolovniov / Shutterstock.com And that lags far behind other stocks in the fintech/payments arena: * Shopify (NYSE: SHOP), up 190.4%. * Mastercard (NYSE: MA), up 57%. * Visa (NYSE: V), up 48.9%. * PayPal Holdings (NASDAQ: PYPL), up 14.9%.Happily, Square is off to a great start in 2020, bouncing 19% higher on the strength of a couple key analyst upgrades.InvestorPlace - Stock Market News, Stock Advice & Trading TipsThe company's next earnings report isn't until late February, so there is plenty of time for sentiment to build before the payment processing company posts it updated outlook.On average, analysts are expecting earnings per share of 21 cents for the quarter, which would be up from 14 cents a year ago. For 2020, analysts are expecting earnings of 95 cents per share, up from an expected 2019 full-year EPS of 78 cents. Why SQ Stock is a GemThe secret of Square is the brilliant way it mixes tried-and-true habits with 21st century technology. Today's customers are already conditioned to carry their credit or debit cards everywhere and many people prefer the convenience of plastic to cash. * 7 Biometrics Stocks That Will Help Shape the Next Decade Square capitalizes on those spending habits. The company's small, plastic dongles fit in cell phones and tablets, turning them into instant payment processing systems.And because Square accounts can be activated in just minutes, instant credit and debit card payments can be accepted by a whole new world of vendors or with a side hustle -- cookie-selling Girl Scouts, food truck operators, dog walkers and babysitters can all get money in a snap.That convenience provides a great foundation for growth -- and Square is taking advantage.Louis Stevens of L.A. Stevens Investments is a fan:"Square's negative narratives and present valuation belie the company's fantastic underlying financials. The company has been growing their revenues at upward of 40% year-over-year for the last five years, and despite calls for competition destroying their business, gross margins have been improving. For a company that allegedly operates in an ultra-competitive space, their 40% gross margins are sure curious."Square's present sales growth rate of 40+% year-over-year and 40% gross margins, along with stable, growing free cash flow, are being vastly undervalued relative to the company's peers." Looking at the Bear CaseWait … what was that about "negative narratives?"No doubt, you can find something bad to say about any stock on the market. A large part of investing, after all, involves people betting on stocks or against stocks, so Square stock bears are always looking for a reason to preach caution.In Square's case, you have CEO Jack Dorsey's plan to live -- for at least six month -- in Africa, a continent that he says will "define the future." And while getting in on the ground floor of any developing market is exciting, skeptics such as Jeff Sonnefeld of Yale University calls it "reckless." Others wonder who will be handling day-to-day operations at Square while Dorsey is on the other side of the world.Experts such as Mott Capital Management also note that Square has a history of outperforming earnings, but sets a low bar on guidance that has historically depressed the stock."Additionally, analysts have been trimming their earnings estimates for the company in 2020 and 2021. Since the beginning of 2019, analysts' earnings estimates have declined by 13% and 25%, respectively. That has brought forecasts for 2020 down to just 96 cents per share and $1.34 per share in 2021."It's a fair point. Square already boasts a steep valuation with a forward P/E of 80 and a price-book ratio of 26. If Square can hit its earnings marks and post solid 2020 guidance, the stock price will respond. * 7 Under-the-Radar European Stocks to Buy for 2020 Bottom Line on Square StockThere's no reason to expect that Dorsey and Co. will deviate from what's worked for Square stock so far. Expect a solid earnings report and conservative guidance for 2020 when SQ reports in February.For the long term, SQ is a great stock to own. The company has a solid business model that marries the gig economy to tried-and-true consumer spending patterns, good leadership and a promising track record of growth.SQ may not blow you out of the water, but it's a good fintech stock to hold in the 2020s.As of this writing, Patrick Sanders did not hold a position in any of the aforementioned securities. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 7 Stocks to Buy for February Contrarians * 10 of the Top Franchise Stocks to Buy Now * 5 High-Yield Stocks With High Free Cash Flow Yields The post Square Stock is a Fintech Winner in the Fast-changing Payments Space appeared first on InvestorPlace.

  • Thomson Reuters StreetEvents

    Edited Transcript of PYPL earnings conference call or presentation 29-Jan-20 10:00pm GMT

    Q4 2019 PayPal Holdings Inc Earnings Call