Retirement

  • Why Smart People Take Social Security at 62
    Motley Fool3 days ago

    Why Smart People Take Social Security at 62

    Starting to collect Social Security early will result in smaller checks, but that's much less of a problem than you think. Here's why you might want to retire early.

  • Retirement planning should include long-term care costs
    Associated Press7 days ago

    Retirement planning should include long-term care costs

    Many Americans have a blind spot when it comes to retirement planning: long-term care costs. Even though the majority of Americans will at some point need long-term care, few are planning for it. Many ...

  • 5 Pieces of Free Financial Advice You Can't Afford to Take
    Entrepreneur8 days ago

    5 Pieces of Free Financial Advice You Can't Afford to Take

    A lot of the "commonsense'' advice is why a lot of people have little or nothing set aside for retirement.

  • U.S.News & World Report9 days ago

    10 Ways to Gradually Retire

    Consider these flexible work arrangements for people approaching retirement age. Phased retirement. A phased retirement allows you to gradually cut back your hours and increase your leisure time as you approach retirement.

  • U.S.News & World Report13 days ago

    How Senior Couples Can Retire Without Drama

    You've clocked out of work for the final time and are heading home to your spouse. "They're not used to being together eight to 10 hours a day," says Chris Heerlein, investment advisor representative and partner at REAP Financial in Austin, Texas. All that togetherness can disrupt

  • Reuters16 days ago

    YOUR MONEY-Splitting retirement accounts is tricky for DIY divorce

    If you are trying to have a low-cost, do-it-yourself divorce, it may seem reasonable to just split up the retirement assets and each go your separate ways. While many couples dissolve their marriages without significant legal involvement, divvying up retirement accounts, particularly pensions, is

  • There’s Some Good News About 401(k)s in the Tax Bill
    Bloomberg19 days ago

    There’s Some Good News About 401(k)s in the Tax Bill

    Hardship withdrawal and loan repayment rules are tweaked

  • Old-fashioned retirement advice still works
    Reuters29 days ago

    Old-fashioned retirement advice still works

    What is the best way to boost savings in workplace retirement plans? The stories you hear about from people, it’s amazing," said Nathan Fisher, managing director of Fisher Investments 401(k) Solutions, which compiled this data for Reuters from more than 4,500 meetings over two years. At the

  • Your Employer Is Tricking You Into Rescuing Your Retirement
    Bloomberg29 days ago

    Your Employer Is Tricking You Into Rescuing Your Retirement

    Actually, it’s more like a good deed, as more 401(k) plans make your inertia work for you instead of against you.

  • Kiplinger2 months ago

    Best Investing Moves for Pre-Retirees

    You've accumulated money. Now, time to shuffle it around and get everything in order.

  • 6 Tips for Keeping Your Retirement on Track at Age 50
    Credit.com2 months ago

    6 Tips for Keeping Your Retirement on Track at Age 50

    When it comes to preparing for retirement, 50 can be a pivotal age. Here are six things that can help you stay on track.

  • Expert: 'Anyone who uses Social Security Numbers for security is crazy'
    Yahoo Finance2 months ago

    Expert: 'Anyone who uses Social Security Numbers for security is crazy'

    Social Security numbers are everywhere and used for securing a ton of products. However, they're completely not secure and easy to buy on the dark web.

  • Discover's New Social Security Alert Feature: What Does It Do?
    Credit.com2 months ago

    Discover's New Social Security Alert Feature: What Does It Do?

    Learn about Discover's new social security alert feature and how you can best utilize it.

  • U.S.News & World Report2 months ago

    5 Affordable Housing Options for Seniors

    It can immediately slash living expenses in half. Make sure everyone has the same expectations about communal living, personal space and bill sharing. Home sharing with another retiree provides similar financial benefits without the complicated relationship dynamics that can come along with moving

  • How millennials got a 6-figure start on retirement saving
    Associated Press2 months ago

    How millennials got a 6-figure start on retirement saving

    If you've read the latest headlines, you know millennials get a mixed financial rap. Some reports say they're throwing their money away on avocado toast and dining out, while others claim they're killing ...

  • Money Talks News2 months ago

    19 Moves That Will Help You Retire Early and in Style

    For many people, retirement — never mind early retirement — seems out of reach. Social Security benefits alone aren’t enough to live the good life during your golden years, and, as we’ll discuss later, you’ll want to put off taking that money as long as you can. If you have zero savings right now,

  • 'Age in place': How self-driving cars will transform retirement
    Yahoo Finance2 months ago

    'Age in place': How self-driving cars will transform retirement

    Self-driving cars will disrupt the housing industry, particularly for retirees and the elderly.

  • Debt-ceiling dilemma: Who gets paid first, U.S. debtholders or Social Security
    Yahoo Finance3 months ago

    Debt-ceiling dilemma: Who gets paid first, U.S. debtholders or Social Security

    A debt-ceiling crisis would mean a tough dilemma, whether to pay obligations like Medicare and Social Security or to honor bonds.

  • How to withdraw penalty-free from IRA or 401(k)
    Bankrate.com3 months ago

    How to withdraw penalty-free from IRA or 401(k)

    For many people their biggest stash of savings is hidden away in tax-advantaged retirement accounts. Unfortunately, the government imposes a 10 percent penalty on any withdrawals before age 59 1/2. Some early distributions qualify for a waiver of that penalty -- for instance hardships, higher education

  • U.S.News & World Report3 months ago

    2 Shortcomings Retirement Savers Can Fix

    Planning, saving and investing for retirement are financial priorities for most Americans. Anyone with even the most general sense of how saving and investing works knows saving as much as possible as early as possible is the smartest path to an early and enjoyable retirement. A recent study by the

  • Elder Care and Assisted Living: Who Will Care for You?
    Consumer Reports3 months ago

    Elder Care and Assisted Living: Who Will Care for You?

    In 2010, Wallace Kirkpatrick, 89, was living alone in San Antonio after his wife died. A friend suggested that “Kirk,” as everyone called him, get an apartment in the assisted living facility whe...

  • Ignoring These 6 Financial Moves Could Ruin Your Retirement
    Credit.com3 months ago

    Ignoring These 6 Financial Moves Could Ruin Your Retirement

    Check off these 6 financial to dos and you'll be well on your way to being prepared for retirement. 

  • U.S.News & World Report3 months ago

    9 Places to Run a Retirement Business From Your Laptop

    If you're interested in increasing your leisure time, you probably don't want a retail business with local customers and employees. A laptop business allows you to make your own hours and clock out for the month when you've made enough to pay your bills. In some parts of the world, you

  • Time to Give Your 401(k) a Checkup
    Consumer Reports3 months ago

    Time to Give Your 401(k) a Checkup

    These days more people save in their 401(k) retirement plans by relying on cruise control. You’re automatically enrolled when you join the company, your money is deposited regularly in an investm...

  • For a Sunny Retirement, Have a Rainy-Day Fund
    Kiplinger3 months ago

    For a Sunny Retirement, Have a Rainy-Day Fund

    A nice stash of extra cash is always a good idea, and it could be especially important for those who don't have paychecks coming in anymore.