Build better money habits with these 3 simple steps

According to research from Duke University, habits make up around 45% of our daily behaviors . If there's an aspect of your financial life you want to change — save more for retirement or cut out superfluous spending — the best way to make a lasting change is to tweak your daily habits . If you've ever set a lofty New Year's resolution and failed to keep it — as 88% of people do, according to a 2007 survey by British psychologist Richard Wiseman — then you know how hard it can be to try to make a dramatic change overnight.

Avoid Paying Taxes on Social Security Income

Some people have to pay federal income taxes on the Social Security benefits they receive. Typically, this occurs only when individuals receive benefits and have other substantial sources of income from wages, self-employed earnings, interest, dividends, required minimum distributions from qualified retirement accounts, and other taxable income that must be reported on their tax returns. Taxable Social Security Income In accordance with Internal Revenue Service (IRS) rules, you won't pay federal income tax on more than 85% of your Social Security benefits.

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  4 Ways to Score Higher Social Security Benefits

  Motley Fool
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  A Social Security Dollar Doesn't Go as Far as It Used To -- Here's Why

  Motley Fool

Jet Airways founder Naresh Goyal and wife stopped from leaving India - airport official

The couple were taken into custody by immigration officers, the Indian Express reported, citing sources. Local media, citing sources, reported earlier this month that the ministry of corporate affairs had been looking into Jet's books and had asked for a corporate fraud investigation into the airline, suspecting that its promoters siphoned off funds. Once one of India's largest carriers, Jet was forced to ground all flights last month after running out of money and failing to secure funds, crippled by mounting losses as it attempted to compete with low-cost rivals.

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  India's beleaguered Jet Airways founder held at airport

  AFP
• Jet Airways founder stopped from leaving India

  Financial Times

Huawei's 'fake demand' distorted global semiconductor growth

In the months leading up to Washington's decision to ban Huawei from doing business with US suppliers, the Chinese company stockpiled nearly a years worth of components in anticipation of coming headwinds. Now, the global semiconductor sector may have to pay for it. In all, analyst Sebastian Hou says the Chinese company's inventory buildup added 8% to the chip sector's global revenue growth in the 1st quarter, or $35 to $40 billion.

JPMorgan's Kolanovic Sees a ‘Trump Collar’ on U.S. Stock Market

The stock market may be bound in a range by U.S. President Donald Trump, according to JPMorgan Chase & Co.'s Marko Kolanovic. There's a “Trump collar” on markets as the president reassures traders when equities are down, but does things that worry investors when they're doing well, said JPMorgan's global head of macro quantitative and derivatives research. Kolanovic's positive on aspects such as the Federal Reserve's effects, the U.S. and Chinese economies and investor positioning.

How China could use its massive US debt holdings as a trade war weapon

China is currently the largest holder of U.S. government debt. It now owns $1.12 trillion in U.S. Treasury bonds. If China decided to sell off its U.S. government debt holdings as a form of retaliation in the ongoing trade war with the U.S. and President Donald Trump, it could upend global financial markets and drive U.S. interest rates higher.

Here's how the world's billionaires make their money

Most billionaires in the world didn't inherit their wealth. Most billionaires put their money into public holdings — 36.4% of their portfolios were allocated to this asset class — followed by private holdings at 35%, liquid assets such as cash at 26.4%, and real estate and luxury assets at around 2.2%. Breaking the group down, those with $1 to $2 billion in assets generally invested mostly in liquid assets, while those with over $50 billion invested mostly in public holdings.

Model Emily Ratajkowski: 'organic content is king' in brand building

Emily Ratajkowski knows a thing or two when it comes to building a brand. The actress and top model has 22.8 million Instagram followers, her own bodywear, swimwear & intimates line, and is also the “Chief Taste Officer” of BABE, a sparkling canned wine brand. Recently, Ratajkowski said the key to her success stems from her beginnings as a social media influencer.

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  Emily Ratajkowski on BABE partnership, Instagram success: “Original content is king”

  Yahoo Finance Video
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  Emily Ratajkowski Debuts the Cutest Puppy Alive on The Tonight Show

  Yahoo View

AlphaOne's Dan Niles' tech sector picks

Dan Niles of AlphaOne Capital Partners joins CNBC's "Closing Bell" for an exclusive interview.

U.S Mortgages – Mortgage Rates Fall for a 4th Consecutive Week

Mortgage rates fell for a 4th consecutive week in the week ending 23rd May. 30-year fixed rates fell by 1 basis point following on from a 3 basis point fall from the previous week. The 1 basis point fall took 30-year rates to 4.06% according to figures released by Freddie Mac. Following the weekly fall, 30-year fixed rates stood 60 basis points below levels from 12-months ago.

Female CEOs are competitively paid, but greatly outnumbered

The few women who are CEOs of the largest U.S. companies typically make more money than their male counterparts but aren't close to the top of the leaderboard for pay packages. The median pay package for female CEOs in the 2018 fiscal year was $12.7 million, compared with $11.2 million for men, according to data analyzed by Equilar for The Associated Press. The top earner there — Discovery CEO David Zaslav — earned a pay package worth almost six times that of the most highly paid female CEO — Mary Barra of General Motors.

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  Does Alvopetro Energy Ltd.'s (CVE:ALV) CEO Pay Compare Well With Peers?

  Simply Wall St.
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  CEO pay shot up 7% in 2018

  CBS News Videos

Newly legalized hemp industry set to create a jobs boom in the US

A provision in the 2018 Farm Bill makes hemp, marijuana's no-buzz cousin, no longer a federally illegal substance. It allows farmers and other cultivators to grow the leafy, lanky plant and sell its harvest to processors so they can make hemp-based products ranging from foods, beverages and cosmetics to paper, clothing and building materials. Twenty-four states have hemp farming.

U.S.-China trade, Costco earnings — What to know in the week ahead

Last week, the Dow closed lower for the fifth straight week, and it could be another turbulent week for markets as investors continue to monitor negotiations progress between the U.S. and China. The recent incoming economic data in the U.S. has been weak and thus is pointing to a soft second quarter. What surprises us is that, despite these signs of a rapid slowdown in US economic growth and the renewed escalation in trade tensions, the S&P 500 has held up surprisingly well,” Capital Economics wrote in a note Friday.

The Differences Between 401(k) and 403(b) Plans

k) vs. 403(b): An Overview Named after sections 401(k) and 403(b) of the tax code, respectively, both 401(k) plans and 403(b) plans are qualified tax-advantaged retirement vehicles offered by employers. The primary difference between the two is the type of employer sponsoring the plans — 401(k) plans are offered by private, for-profit companies, whereas 403(b) plans are only available to nonprofit organizations and government employers. Another key difference between 403(b) and 401(k) plans lies in the investment options each offer, although that distinction is lessening over time.

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  House Bill Could Give Boost To Small Business Retirees, Part-Timers

  Yahoo View
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  Hardship Withdrawal vs. 401(k) Loan

  Investopedia

Michigan Legislature approves bill to cut high auto premiums

Michigan's Legislature on Friday passed a landmark bill that would cut the country's highest auto insurance premiums by letting drivers forego a one-of-a-kind requirement to buy unlimited medical coverage for crash injuries. The votes followed the announcement of an agreement between Republican legislative leaders and Democratic Gov. Gretchen Whitmer. She said the legislation would guarantee rate reductions for every motorist and offer choice among personal injury protection, or PIP, levels.

China's largest chipmaker is delisting from the Nasdaq

SMIC, which is backed by the Chinese government and state-owned shareholders, will focus on its existing Hong Kong listing going forward but there will be trading options for those holding U.S-based ADRs. In its announcement, SMIC said it plans to delist for reasons that include limited trading volumes and "significant administrative burden and costs" around the listing and compliance with reporting. What it doesn't say is that this is linked to the frosty relationship between the U.S. and China, and already the company has played that rationale.