
Although it is unfortunate that you do not have access to an employer-sponsored retirement plan, you’re far from alone. You mention having individual retirement accounts, but you could look into opening a Roth IRA, which is funded with after-tax dollars. “I would start there,” said Chris Hardy, a certified financial planner at Paramount Investment Advisors.
If you have just retired or are planning retirement, there are key tax deductions and credits that can help you save money.

The U.S. stock market is nearing a top, according to a leading indicator that is based on the trailing three-month returns of the S&P 500 (SPX) sectors. Over the three months prior to past bull-market tops, a fairly predictable pattern emerged of which sectors performed best and which fared worst. This is a big change since mid-May when, as I reported, this leading indicator was not detecting any signs of imminent trouble.

(Bloomberg) -- China’s surprise ban on pineapple imports from Taiwan five months ago was widely viewed as an attempt to undermine President Tsai Ing-wen’s standing with a political constituency. Trade data show the move has produced anything but the desired effect.First-half numbers collected by Taiwan’s Council of Agriculture show growers of the fruit on the island have fared better since China blocked imports starting March 1, as sympathetic Japanese shoppers stepped in to provide support. Shi
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