Alternatives to Nationwide auto loans

Nationwide stopped offering refinance auto loans through Axos on March 15, 2024. If you’re still looking for the best auto loan refinance rates, these competitors are great options.

Alternatives to Nationwide auto loans

These three refinance lenders offer similar products to Nationwide’s auto loans.

Caribou

LendingClub

RateGenius

Bankrate score

4.4/5

4.5/5

4.1/5

Better for

Comparing rates

Seamless application

Comparing loan offers

Loan types

Auto loan refinancing through lender network

Direct auto loan refinancing, personal loans

Loan marketplace

Loan amounts

$10,000-$125,000

$4,000-$55,000

$10,250-$55,000

APRs

5.99%-28.55%

4.99%-24.99%

From 4.67%

Loan term lengths

24-84 months

12-84 months

24-48 months

Fees

Possible $499 processing fee

No origination fee, but may have title fee, late payment fees

Prepayment penalty and title processing fee

Min. credit score

640

600

Not specified

Time to funding

Varies by lender

Up to 15 days

24-48 hours



Why did Nationwide stop offering auto loans?

Nationwide ended its partnership with Axos Bank, so that is why you cannot find a Nationwide car loan. Existing accounts won’t change and will simply be managed through the Axos Bank website. Anyone with a Nationwide debit card or checks can use them until the expiration date or until they run out of checks. Then they can get Axos Bank checks and debit cards.

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