Charter Financial Corp (CHFN) Files 10-K for the Fiscal Year Ended on September 30, 2017

GuruFocus.com
0

- By insider

Charter Financial Corp (CHFN) files its latest 10-K with SEC for the fiscal year ended on September 30, 2017. Charter Financial Corp is a savings and loan holding company. The Company is engaged in attracting retail deposits from the general public and investing those deposits, together with funds generated from operations. Charter Financial Corp has a market cap of $278.280 million; its shares were traded at around $18.41 with a P/E ratio of 19.38 and P/S ratio of 4.16. The dividend yield of Charter Financial Corp stocks is 1.46%. Charter Financial Corp had annual average EBITDA growth of 1.90% over the past ten years.


For the last quarter Charter Financial Corp reported a revenue of $18.4 million, compared with the revenue of $17.12 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $68.4 million, an increase of 8.3% from last year. For the last five years Charter Financial Corp had an average revenue growth rate of 7.2% a year.

The reported diluted earnings per share was 95 cents for the year, an increase of 20.3% from previous year. Over the last five years Charter Financial Corp had an EPS growth rate of 31.5% a year. The Charter Financial Corp enjoyed an operating margin of 33.28%, compared with the operating margin of 28.47% a year before. The 10-year historical median operating margin of Charter Financial Corp is 18.99%. The profitability rank of the company is 6 (out of 10).

At the end of the fiscal year, Charter Financial Corp has the cash and cash equivalents of $159.9 million, compared with $106.3 million in the previous year. The long term debt was $66.7 million, compared with $56.6 million in the previous year. The interest coverage to the debt is 3.4. Charter Financial Corp has a financial strength rank of 4 (out of 10).

At the current stock price of $18.41, Charter Financial Corp is traded at 11.9% discount to its historical median P/S valuation band of $20.89. The P/S ratio of the stock is 4.16, while the historical median P/S ratio is 4.69. The stock gained 19.35% during the past 12 months.

Directors and Officers Recent Trades:

  • President of Charter Financial Lee Washam sold 17,400 shares of CHFN stock on 12/04/2017 at the average price of $18.78. The price of the stock has decreased by 1.97% since.

For the complete 20-year historical financial data of CHFN, click here.

This article first appeared on GuruFocus.


Advertisement

Recommended Stories