Employee discount for GM, Ford, FCA vehicles comes with these rules for family, friends
The employee discount for workers at General Motors, Ford and FCA US, which is Stellantis and owns the Jeep and Ram brands, might be the most beloved perk for their family members. In Michigan, it's practically part of the culture since the state is filled with autoworkers. Traditionally, when you need a new vehicle or lease, you give your relative a call, get the discount PIN and potentially save thousands.
The automakers have different discount programs for current and retired employees, past employees and their relatives.
The rules for the plans, including which family members and vehicles qualify, are often changing, especially as the COVID-19 pandemic created supply chain issues.
Here's a quick look at who qualifies for the employee discount program benefits and which vehicles are eligible. Full details can be found on each program's website.
GM's Family First employee discount
GM's Family First program offers employee discounts on eligible new Chevrolet, Buick, GMC or Cadillac vehicles.
Who is eligible?
Active and retired GM and GM Financial employees: Are eligible for the discount and can sponsor the following purchasers: their spouse, domestic partner, children, stepchildren, grandchildren, stepgrandchildren, grandparents (including in-law and step), parents, stepparents, siblings (including full, half and step), mother-/father-in-law, sons-/daughters-in-law, brothers-/sisters-in-law, aunts, uncles, nieces and nephews.
Former hourly or salaried GM employees: With five–20 years of service — are eligible for the discount and can sponsor the following purchasers: their spouse and dependent children. (Children must be under 21 years of age or full-time students under 25 years of age at the time of purchase.) With 20+ years of service — are eligible for the discount and can sponsor the following purchasers: their spouse, children, stepchildren, grandchildren, stepgrandchildren, grandparents (including in-law and step), parents, stepparents, siblings (including full, half and step), mother-/father-in-law, sons-/daughters-in-law, brothers-/sisters-in-law, aunts, uncles, nieces and nephews.
Widows and widowers of former GM employees: With five–20 years of service — are eligible for the discount and can sponsor the following purchasers: their spouse and dependent children. (Children must be under 21 years of age or full-time students under 25 years of age at time of purchase. With 20+ years of service — are eligible for the discount and can sponsor the following purchasers: their spouse, children, stepchildren, grandchildren, stepgrandchildren, grandparents (including in-law and step), parents, stepparents, siblings (including full, half and step), mother-/father-in-law, sons-/daughters-in-law, brothers-/sisters-in-law, aunts, uncles, nieces and nephews.
GM Family Legacy Program
If a GM retiree is deceased, their children can still receive a GM employee discount through the GM Family Legacy Program.
It's available to:
Children of deceased GM retirees without surviving spouses
Children of a deceased GM retiree who declined surviving spouse benefits
Children of deceased surviving spouses of retirees who were receiving health care or pension benefits from GM
Those eligible can also share the savings with a spouse or dependent children. Children must be under 21 or full-time students under 25 at the time of purchase.
More: Study: Automakers may face tough sell with subscriptions for heated seats, remote start
Which GM vehicles are eligible for an employee discount?
Chevrolet: 2024 Silverado, 2024 Trax, 2023 Blazer, 2023 Bolt EUV, 2023 Bolt EV, 2023 Camaro, 2023 Colorado, 2023 Equinox, 2023 Express, 2023 Malibu, 2023 Silverado, 2023 Suburban, 2023 Tahoe, 2023 Trailblazer, 2023 Traverse, 2022 Blazer, 2022 Bolt EUV, 2022 Bolt EV, 2022 Camaro, 2022 Colorado, 2022 Equinox, 2022 Express, 2022 Malibu, 2022 Silverado, 2022 Spark, 2022 Suburban, 2022 Tahoe, 2022 Trailblazer, 2022 Traverse, 2022 Trax
Buick: 2024 Encore GX, 2023 Enclave, 2023 Encore GX, 2023 Envision, 2022 Enclave, 2022 Encore, 2022 Encore GX, 2022 Envision
GMC: 2024 Sierra, 2023 Acadia, 2023 Canyon, 2023 Savana, 2023 Sierra, 2023 Terrain, 2023 Yukon, 2023 Yukon, 2023 Yukon XL, 2022 Acadia, 2022 Canyon, 2022 Savana 2022 Sierra, 2022 Terrain, 2022 Yukon, 2022 Yukon XL
Cadillac: 2023 CT4 and CT4-V (excludes Blackwing 1SP), 2023 CT5 and CT5-V (excludes Blackwing 1SV), 2023 Escalade (excludes V-Series 1SD), 2023 XT4, 2023 XT5, 2023 XT6, 2022 CT4 and CT4-V (excludes Blackwing 1SP), 2022 CT5 and CT5-V (excludes Blackwing 1SV), 2022 Escalade, 2022 XT4, 2022 XT5, 2022 XT6
Ford employee and family discounts
Ford's employee and family discount programs are known by four letters — A, Z, X and D.
The A and Z Plans are for active and retired full-time Ford employees and their families. Each person is allocated four PINs per year.
The X Plan is for non-Ford employees who are sponsored by a Ford employee or may be eligible as an employee of a partner company or organization. Ford employees or retirees can give up to four PINs per year. An employee of a partner company or organization can generate up to two PINs per year.
The D Plan gives Ford dealership employees and eligible family members savings toward the purchase or lease of a new vehicle. Participants can generate two PINs per year.
Who is eligible for Ford's A and Z Plans?
All active full-time hourly employees and regular salaried employees, beginning with date of hire.
All hourly retirees receiving a normal, early (regular or special) or disability retirement benefit, as long as any medical benefits are being received.
Salaried retirees who retired under the General Retirement Plan, including salaried employees who terminate between the ages of 50-55 and who are eligible to receive certain deferred retirement benefits, are eligible while they are receiving benefits.
Surviving spouses of employees who died while actively employed and surviving spouses of retirees who retired under the General Retirement Plan, or who are receiving benefits under the Ford-UAW Retirement Plan.
All U.S. Temporary Part-Time employees (TPTs) are eligible for A-Plan in the U.S.
Employees on an approved leave of absence, for the duration of the leave or until the expiration of any medical benefits.
Employees on layoff, for the first 12 months of the layoff.
Employees taking a separation package, complete details on their AXZ-Plan privileges are included in their separation packet.
All regular part-time hourly and salaried employees who are eligible to receive medical benefits.
Deferred Vested Retirees while they are receiving a Ford pension check.
Employees of approved subsidiary companies and approved affiliated companies as eligibility is defined at the time of approval.
Members of the immediate family of the above. "Immediate family" means the following relatives of the employee or retiree:
Spouse
Parents
Spouse's parents
Grandparents
Spouse's grandparents
Sons and daughters (including in-laws and stepchildren)
Grandchildren
Brothers and sisters (including in-laws, half, and step)
Same-sex domestic partners of eligible active employees
Immediate family members of eligible same-sex domestic partners
Employees of approved subsidiary companies and approved affiliated companies as eligibility is defined at the time of approval.
When both the employee/retiree and his/her spouse are deceased, the surviving family members are no longer eligible.
Who is eligible for Ford's X Plan?
Employees (full-time, part-time and contract), retirees and spouses of eligible Partner companies (suppliers, fleets, etc.) and members of specific organizations or groups.
Residents of the same household as listed above (driver's license required for proof of residency).
Participation is by invitation only as determined by Ford Motor Company and Lincoln Motor Company. Not all suppliers, fleets, etc. are eligible.
Friends and neighbors
Eligible Ford employee or retiree may sponsor up to four PINs per year for any friend or neighbor.
More: Ford shows profits in first quarter, reveals EV losses
Who is eligible for Ford's D Plan?
Ford dealership employees
Family of Ford dealership employees, including
Spouse
Parents (including stepparents)
Spouse's parents
Grandparents
Spouse's grandparents
Sons and daughters (including in-laws and stepchildren)
Grandchildren
Brothers and sisters (including in-laws, half and step)
Same-sex domestic partners covered under the health care plan
Immediate family members of eligible same-sex domestic partners (as defined under AZ-Plan)
Which Ford vehicles are not eligible for an employee discount?
Bronco 2DR/4DR all body styles are ineligible for X-Plan and X-Plan Partner
Bronco 2DR/4DR First Edition E5E/E5F are ineligible for AZD-Plan
Bronco 2DR/4DR Raptor E5J are ineligible for AXZD-Plan
Bronco 2DR/4DR Heritage Limited Edition are ineligible for AXZDPlan
Bronco Sport Heritage Limited Edition are ineligible for AXZD-Plan
2023 Mach-E is ineligible for X-Plan and X-Plan Partner
Mustang Dark Horse
Mustang Shelby GT500
Mustang Mach1
Ford GT
F-150 Raptor
F-150 Lightning is ineligible for X-Plan and X-Plan Partner
F-450 and F-550 Chassis Cabs
E-Series: E-450 Cutaway and E-450 Stripped Chassis
F-Series Stripped Chassis: F-53 Class A Motorhome Chassis and F59 Commercial Stripped Chassis
F-650 and F-750 Chassis Cabs
E-Transit is ineligible for X-Plan and X-Plan Partner
FCA Employee Advantage Program
FCA US offers the FCA Employee Advantage program to employees, retirees and surviving spouses of FCA US or designated subsidiary and affiliates. Immediate family members are also eligible for the benefit. It can be used on new Chrysler, Jeep, Dodge, Ram, Fiat and Alfa Romeo vehicles.
Who is eligible for FCA Employee Advantage Program?
Employee or retiree
Employee’s or retiree’s spouse
Surviving spouse
Parents
Stepparents
Spouse’s parents
Sons
Daughters
Stepsons
Stepdaughters
Brothers
Sisters
Stepbrothers
Stepsisters
Brothers-in-law
Sisters-in-law
Sons-in-law
Daughters-in-law
Half-brothers
Half-sisters
Grandchildren
Grandparents
More: Stellantis revenues, shipments up in 1st quarter
FCA also offers a Friends program for extended family that includes:
Aunts
Uncles
Nieces
Nephews
Cousins
Which FCA vehicles are eligible for an employee discount?
New Chrysler, Jeep, Dodge, Ram, Fiat and Alfa Romeo vehicles are eligible for the employee discount except for the Ram 1500 TRX, Dodge Charger SRT and Dodge Challenger SRT.
This article originally appeared on Detroit Free Press: Employee discount rules for GM, Ford, FCA family, friends
