State Auto Financial Corp (STFC) Files 10-K for the Fiscal Year Ended on December 31, 2017
- By insider
State Auto Financial Corp (STFC) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. State Auto Financial Corp is a property and casualty insurance holding company. It is engaged in writing both personal and business and specialty insurance. State Auto Financial Corp has a market cap of $1.18 billion; its shares were traded at around $27.85 with and P/S ratio of 0.84. The dividend yield of State Auto Financial Corp stocks is 1.44%. State Auto Financial Corp had annual average EBITDA growth of 5.40% over the past five years.
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The intrinsic value of STFC
For the last quarter State Auto Financial Corp reported a revenue of $362.9 million, compared with the revenue of $364.9 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $1.4 billion, an increase of 1.1% from last year. For the last five years State Auto Financial Corp had an average revenue growth rate of 5.3% a year.
The reported loss per diluted share was 25 cents for the year, compared with the earnings per share of $1.23 in the previous year. The State Auto Financial Corp had an operating margin of 2.35%, compared with the operating margin of 1.37% a year before. The 10-year historical median operating margin of State Auto Financial Corp is 1.59%. The profitability rank of the company is 2 (out of 10).
At the end of the fiscal year, State Auto Financial Corp has the cash and cash equivalents of $91.5 million, compared with $51.1 million in the previous year. The long term debt was $122.1 million, compared with $122.1 million in the previous year. The interest coverage to the debt is 5.7. State Auto Financial Corp has a financial strength rank of 5 (out of 10).
At the current stock price of $27.85, State Auto Financial Corp is traded at 18.2% premium to its historical median P/S valuation band of $23.56. The P/S ratio of the stock is 0.84, while the historical median P/S ratio is 0.70. The stock gained 6.16% during the past 12 months.
For the complete 20-year historical financial data of STFC, click here.
This article first appeared on GuruFocus.
Warning! GuruFocus has detected 5 Warning Sign with STFC. Click here to check it out.
The intrinsic value of STFC
