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Financial Institutions, Inc. (FISI)

17.42 -0.35 (-1.97%)
At close: April 25 at 4:00 PM EDT
17.42 0.00 (0.00%)
After hours: April 25 at 4:20 PM EDT
Loading Chart for FISI
DELL
  • Previous Close 17.77
  • Open 17.61
  • Bid 17.35 x 100
  • Ask 17.52 x 200
  • Day's Range 17.17 - 17.50
  • 52 Week Range 13.84 - 23.11
  • Volume 55,119
  • Avg. Volume 48,751
  • Market Cap (intraday) 269.085M
  • Beta (5Y Monthly) 0.89
  • PE Ratio (TTM) 5.53
  • EPS (TTM) 3.15
  • Earnings Date Apr 26, 2024
  • Forward Dividend & Yield 1.20 (6.89%)
  • Ex-Dividend Date Mar 14, 2024
  • 1y Target Est 21.63

Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company offers personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services, such as life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.

www.fisi-investors.com

624

Full Time Employees

December 31

Fiscal Year Ends

Recent News: FISI

Performance Overview: FISI

Trailing total returns as of 4/25/2024, which may include dividends or other distributions. Benchmark is

.

YTD Return

FISI
16.88%
S&P 500
5.84%

1-Year Return

FISI
3.93%
S&P 500
22.03%

3-Year Return

FISI
33.76%
S&P 500
20.77%

5-Year Return

FISI
20.73%
S&P 500
72.46%

Compare To: FISI

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Statistics: FISI

Valuation Measures

Annual
As of 4/25/2024
  • Market Cap

    269.09M

  • Enterprise Value

    --

  • Trailing P/E

    5.53

  • Forward P/E

    --

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    1.27

  • Price/Book (mrq)

    0.62

  • Enterprise Value/Revenue

    --

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    25.10%

  • Return on Assets (ttm)

    0.84%

  • Return on Equity (ttm)

    11.68%

  • Revenue (ttm)

    200.28M

  • Net Income Avi to Common (ttm)

    48.8M

  • Diluted EPS (ttm)

    3.15

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    167.95M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Research Analysis: FISI

Analyst Price Targets

19.00
21.63 Average
17.42 Current
24.00 High
 

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell
 

Earnings

Consensus EPS
 

Company Insights: FISI

Fair Value

17.42 Current
 

Dividend Score

0 Low
FISI
Sector Avg.
100 High
 

Hiring Score

0 Low
FISI
Sector Avg.
100 High
 

Insider Sentiment Score

0 Low
FISI
Sector Avg.
100 High
 

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