Remember, a boss also has a boss, as well as colleagues from other divisions who he or she has to get along with. In fact, the last thing a boss wants is for one of their employees to give them yet another task, with no offer of help and no guidance or suggestions on how to accomplish it. If you're the employee making the suggestion, best case scenario, your boss ignores you.
Lower mortgage rates are helping more homeowners refinance and reduce their monthly payments, but they are not providing much incentive to homebuyers, who are finding few affordable listings. Total mortgage application volume increased 4.4 percent last week on a seasonally adjusted basis from the previous week, according to the Mortgage Bankers Association. A drop in interest rates to the lowest level since November pushed refinance volume higher by 11 percent for the week.
When you reach your 50s, retirement is no longer so far off. Just as there are at every stage of life, your 50s bring certain steps you should take to begin preparing for retirement. Evaluate your retirement savings.