The dollar's done. Sorry. The writing is on the wall.Goldman Sachs recently warned that the dollar might lose its reserve currency status. Fitch, one of the world's leading credit agencies, also warned that the U.S. could lose its AAA credit rating if government debt can't be controlled.How are you going to control a country that doubled its debt per capita in 12 years from 2008 to 2020? Mind you, this is before the next multitrillion-dollar stimulus package that Washington says we need to get past the coronavirus. I'm not saying we don't need it. I also know it is never a good investment strategy to trade long term viability for short term stability. We will pay for this big time at some point.Well, some of us will. Those of us who know the secret escape hatches will make a smooth exit stage left, leaving everyone else with the bill.These escape hatches are not limited to the megarich with access to foreign financial structures. Why? It's 2020. The forex market gives all of us access to foreign financial structures. If you go in blindly, you can lose money, but that's true of any investment, isn't it?Protecting Your Financial Well Being It may be time for the average Joe to imagine a world where dealing in foreign currency is actually patriotic. The forex market allows you to instantly trade your U.S. dollars for Chinese yuan, Japanese yen and more than 100 other currencies. If the dollar is dropping in value against these currencies, you can maintain and even build your financial value by moving temporarily into another currency. Hardcore patriots can then use the forex market to move just as easily back into U.S. dollars when the trade is profitable. If you have more money available to you through good trading, you can spend that money to keep your local economy going.Modern technology has made it easy to access the forex market. You can literally trade on your phone during your breaks at work. The best trading platforms offer practice accounts so that you can work out your strategies using fake money. This is definitely a feature you should utilize as a beginner because forex trading is not free money by any means.Accessing the Forex Market Safely The forex market is a global space. As such, it is not regulated through any one country. Anyone can create a forex exchange and try to attract you by creating completely unrealistic expectations about returns. "Making money with forex is easy!" "I quit my job trading forex!" "I turned $250 into $23895 in 3 days with forex!" The entire business model of these exchanges is churning clueless newbies. Don't get caught up in the hype. Your forex broker is your connection to the market. Make sure that you only do business with a broker with the following feature set:The Standard for Forex Investing If you are interested in trading forex from the U.S., why not start from the 1 forex platform in the country? Fully regulated, highly liquid and easy to use, FOREX.com provides a safe, powerful platform to access the world's wealth. The FOREX.com platform is regulated in 7 jurisdictions and supports more than 200,000 traders in 180+ countries. GAIN Capital Holdings, the parent company, is publicly traded. How's that for transparency and access?You do not have to suffer because of the government's choices. If all of those Washington hotshots with the Harvard degrees can't figure out finance, it's on us ordinary Americans to figure it out for ourselves. With all of the tools that technology puts at our disposal, we really wouldn't be American if we didn't solve this problem.The forex market is a perfectly legal (and actually quite sophisticated) way to connect yourself to the global economy. Use it to raise your own. * Proper regulation: There are 9 super legit financial regulators around the world with their eyes on the forex market. If you are a broker doing business in the U.S., you'd better be in compliance with The National Futures Association (NFA) and the Commodities Futures Trading Commission (CFTC). There are other regulators for the U.K., Australia, Japan, Canada, the Cayman Islands, Hong Kong and Singapore. * High liquidity: This is another way of saying that a lot of people trade on the platform. You might think that a crowded platform corresponds to more competition, but think of it this way. If you bought a $100 Pokemon card with the intention to sell it in 3 months for $150, would you rather be in a crowded gaming shop or an empty one? * Intuitive user interface: Forex has a learning curve, but the interface that you use should not confuse you.See more from Benzinga * Banks Sit on Money and Raise Lending Standards, Just Like During The Great Recession * Help for Future Retirees During an Economic Devastation * Help for Future Retirees During an Econoic Devestation(C) 2020 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.